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5 Best Mortgage Brokers in Fort Lauderdale (2026)

Ranked by real Google ratings and review volume · How we chose

Lorian Hartfield
By Lorian Hartfield, Real Estate and Financial Expert · ✓ Updated · 8 min read

We compared 19 mortgage brokers in Fort Lauderdale on Google Maps · 5 listed · How we rank

Search for mortgage brokers in Fort Lauderdale and you get a mix: lenders that fund their own loans, and individual brokers and loan officers who work under their own names. The businesses on this page hold more than 2,100 Google reviews between them, rated from 4.4 to 5.0, and the largest review base, at more than 1,100, belongs to the lowest-rated name, Society Mortgage.

Short answer: Cornerstone First Mortgage, a lender with a Fort Lauderdale branch, shows a 5.0 rating from more than 600 Google reviews. Society Mortgage has the largest review base at more than 1,100 reviews and a 4.4 rating. The individual brokers Daniel De La Torre Roffe, Phil Ganz Next Wave Mortgage and My Smart Loan Officer each show 5.0. Rates and fees are not published here, so ask each one for a written estimate.
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Lenders and Brokers, Compared Side by Side

# Business Rating Reviews Best for
1 Cornerstone First Mortgage 5.0 ★ 672 Lender with in-house processing View ›
2 Society Mortgage 4.4 ★ 1,112 Large national lender with an online application View ›
3 Daniel De La Torre Roffe 5.0 ★ 179 Individual broker for first-time buyers View ›
4 Phil Ganz Next Wave Mortgage 5.0 ★ 121 Florida first-time buyer programs View ›
5 My Smart Loan Officer 5.0 ★ 106 VA, FHA and conventional loans View ›
5 Best Mortgage Brokers in Fort Lauderdale (2026)

The mortgage lenders and brokers, reviewed

Cornerstone First Mortgage logo
#1 Overall🕑 Open 5 days/wk

Cornerstone First Mortgage

5.0672 Google reviews

Cornerstone First Mortgage is a mortgage lender with a branch on Northeast 26th Street in Fort Lauderdale. Its site describes a full-service mortgage bank headquartered in San Diego that handles processing, underwriting and funding in-house, and lists purchase, refinance and new-build financing. The site also offers a pre-approval process and an online application.

What people praise

  • Reviewers describe loan officers who were knowledgeable, honest and quick to return calls
  • One first-time buyer says expectations were set early, so there were no surprises
  • A reviewer says a loan officer worked evenings and weekends
  • Another says their loan closed on schedule

Worth knowing

  • A lender rather than a broker, so it funds its own loans
Reputation scorecardrank in Fort Lauderdale
Rating5 / 5
Review volume672 · 92nd
Confidencevery high
Recency12 months ago
Info completenesssite · phone · hours
Rating breakdown99% 5-star
✓ VerifiedSource: Google

Our take: A 5.0 rating across a deep review base makes it a safe first call, particularly for first-time buyers who want a named loan officer. Ask which officer at the Fort Lauderdale branch will handle your file.

Website+1954-626-6400 Directions

1471 NE 26th St, Fort Lauderdale, FL 33305

Society Mortgage logo
#2🕑 Open 5 days/wk↩ Responds to reviews

Society Mortgage

4.41,112 Google reviews

Society Mortgage is a national mortgage lender with an office on Southwest 2nd Street in Fort Lauderdale. Google also lists it as a mortgage broker and loan agency. Its site has sections for first-time homebuyers, veterans and military families, rural and USDA buyers, self-employed owners and refinancing, and describes itself as a trusted lender across the U.S.

What people praise

  • Reviewers repeatedly name loan officers who explained each step and stayed available
  • One reviewer says the application took less than ten minutes in the app
  • A first-time buyer says the process was smooth and organized
  • A reviewer was helped to a pre-approval amount for the house they wanted

Worth knowing

  • Its 4.4 average includes a share of 1-star ratings, which the scorecard shows
Reputation scorecardrank in Fort Lauderdale
Rating4.4 / 5
Review volume1,112 · 97th
Confidencehigh
Recency3 months ago
Info completenesssite · phone · hours
Rating breakdown82% 5-star
✓ VerifiedSource: Google

Our take: The most reviewed name here, with a lower rating than the others, so the written reviews matter. Good for buyers who want to apply online and have several loan types in one place.

Website+1866-843-4187 Directions

330 SW 2nd St Bldg 111, Fort Lauderdale, FL 33312

Daniel De La Torre Roffe logo
#3🕑 Open 5 days/wk↩ Responds to reviews

Daniel De La Torre Roffe

5.0179 Google reviews

Daniel De La Torre Roffe is an individual mortgage broker with an office on Southeast 2nd Street in Fort Lauderdale. He works with a small team, and Google also tags the listing as a mortgage lender and real estate consultant. Reviewers describe first-time home purchases. Google shows no website for the listing.

What people praise

  • Reviewers say Daniel explains each step in plain terms and is easy to reach
  • A first-time buyer says he kept working on their file after other brokers declined
  • A reviewer thanks Daniel for helping make three important investments possible
  • A family credits him with a good rate after other institutions turned them down

Worth knowing

  • Google shows no website, so details come by phone or from reviews
Reputation scorecardrank in Fort Lauderdale
Rating5 / 5
Review volume179 · 87th
Confidencemoderate
Recency6 weeks ago
Info completenessphone · hours
Rating breakdown99% 5-star
✓ VerifiedSource: Google

Our take: A personal option, rated 5.0 from more than 170 reviews, with feedback from first-time home buyers. Ask directly what loan types he can offer for your situation.

+1786-239-4078 Directions

300 SE 2nd St Ste 600-5, Fort Lauderdale, FL 33301

Phil Ganz Next Wave Mortgage logo
#4🕑 Open 7 days↩ Responds to reviews

Phil Ganz Next Wave Mortgage

5.0121 Google reviews

Phil Ganz Next Wave Mortgage is an individual mortgage broker office on East Commercial Boulevard in Fort Lauderdale. Its website is a resource for Florida first-time homebuyers that lists programs and grants such as down payment assistance, Hometown Heroes, FHA, VA and USDA loans. Google shows a Massachusetts phone number for the listing.

What people praise

  • Reviewers describe the process as easy, responsive and stress free
  • One client says they have worked with Phil several times over seven years
  • A family says he helped them after years of denials elsewhere
  • A reviewer credits him with attention to deadlines and structuring a deal

Worth knowing

  • The listed phone number has a Massachusetts area code, so confirm local availability when you call
Reputation scorecardrank in Fort Lauderdale
Rating5 / 5
Review volume121 · 82nd
Confidencemoderate
Recency2 months ago
Info completenesssite · phone · hours
Rating breakdown97% 5-star
✓ VerifiedSource: Google

Our take: A fit for first-time Florida buyers who want to compare assistance programs, with a 5.0 rating from more than 120 reviews. Check which programs apply to your income before you apply.

Website+1617-529-9317 Directions

2430 E Commercial Blvd #3, Fort Lauderdale, FL 33308

My Smart Loan Officer logo
#5🕑 Open 7 days↩ Responds to reviews

My Smart Loan Officer

5.0106 Google reviews

My Smart Loan Officer is the practice of loan officer David Gosselin, based on Ponce de Leon Drive in Fort Lauderdale. His site says he handles home loans across Miami-Dade, West Palm Beach, Fort Lauderdale, Miami, Sarasota and Bradenton, including VA, FHA and conventional purchases and refinances, with an online application. Google lists the office open 7:45 AM to 7:30 PM every day.

What people praise

  • Reviewers say David takes time to explain every loan option
  • One buyer chose him after weeks of calls with other lenders
  • A reviewer describes proactive guidance that anticipated problems
  • Reviewers praise his responsiveness through to closing
Reputation scorecardrank in Fort Lauderdale
Rating5 / 5
Review volume106 · 76th
Confidencemoderate
Recency4 months ago
Info completenesssite · phone · hours
Rating breakdown99% 5-star
✓ VerifiedSource: Google

Our take: A strong option for buyers using VA or FHA financing who want one person throughout, rated 5.0 from more than 100 reviews. The long daily hours make follow-up easy.

Website+1303-204-0193 Directions

800 Ponce de Leon Dr, Fort Lauderdale, FL 33316

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How to read the scorecards

Every number on this page comes from public Google data on the date shown, not from opinion or payment. Rating is the live Google star average. Review volume is how many customers have rated the business, compared with other Fort Lauderdale mortgage lenders and brokers. Confidence weighs the rating by that volume, so a 4.4 from over a thousand people carries more weight than a 5.0 from a few dozen. Recency reflects how recently people still leave reviews. No business can pay to change these numbers.

What drives mortgage costs in Fort Lauderdale?

Rates and fees change often and depend on your credit, down payment, loan type and the property, so this page quotes no figures. Ask every lender or broker for a written estimate showing the rate, points and closing costs, and compare the same loan type side by side. Any assistance program, such as those on Phil Ganz’s site, has its own eligibility rules.

Mortgage help across Fort Lauderdale

These offices sit on Northeast 26th Street, Southwest 2nd Street, Southeast 2nd Street, East Commercial Boulevard and Ponce de Leon Drive in Fort Lauderdale. My Smart Loan Officer’s site also names Miami-Dade, West Palm Beach, Miami, Sarasota and Bradenton. Searching for a mortgage broker near me? Every listing shows a phone number and directions so you can reach the closest office.

What to ask a mortgage broker or lender

  • Are you a lender that funds loans yourselves, or a broker working with other lenders?
  • Which loan types fit my situation: conventional, FHA, VA or USDA?
  • Can you give me a written estimate with the rate, points and closing costs?
  • Who will handle my file day to day, and how quickly do you return calls?
  • Are there first-time buyer or down payment assistance programs I might qualify for?
  • What is the expected timeline from application to closing?

Frequently asked questions

Which businesses here are lenders and which are brokers?

Cornerstone First Mortgage describes itself as a mortgage bank that processes, underwrites and funds loans in-house, and Society Mortgage calls itself a lender, though Google also lists it as a broker. Daniel De La Torre Roffe, Phil Ganz Next Wave Mortgage and My Smart Loan Officer are listed as mortgage brokers.

Is Cornerstone First Mortgage a local Fort Lauderdale company?

Its Fort Lauderdale branch is on Northeast 26th Street, but the company’s site says it is headquartered in San Diego. Society Mortgage is also a national lender with a Fort Lauderdale office on Southwest 2nd Street.

Where can I get help as a first-time buyer in Fort Lauderdale?

Phil Ganz Next Wave Mortgage runs a site built around Florida first-time buyer programs, including down payment assistance and Hometown Heroes. Society Mortgage has a first-time homebuyer section on its site, and reviewers of several businesses here describe buying a first home.

Can I apply for a mortgage online?

Society Mortgage has an application app that one reviewer says took less than ten minutes. Cornerstone First Mortgage’s site offers an online application, and My Smart Loan Officer’s site has an Apply Now link. Daniel De La Torre Roffe’s listing shows no website, so contact him by phone.

The safe starting point

Cornerstone First Mortgage is a solid first call if you want a lender with a 5.0 rating and a deep review base, and Society Mortgage suits buyers who value a large national lender and an online application. If you prefer one person throughout, the three individual brokers are worth a conversation. Get a written estimate from at least two before you commit.

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