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5 Best Mortgage Brokers in Hong Kong (2026)

Independently ranked by our review of ratings, reviews and reputation · How we chose

Lorian Hartfield
By Lorian Hartfield, Real Estate and Financial Expert · ✓ Data verified July 2026 · 8 min read

A mortgage broker in Hong Kong can shave weeks off your approval or bury you in paperwork you didn't need. Between them, the firms on this page have logged over 2,200 Google reviews, and the top name alone accounts for more than 1,300 of them at a perfect 5.0, which tells you something about how word of mouth actually works in this market.

Short answer: Starpro Agency (星之谷按揭轉介) tops the list with a 5.0 rating across 1,367 reviews, the deepest track record on this page by a wide margin. Money Rich Finance follows at 5.0 with 346 reviews, and Ray White Hong Kong rounds out the top tier at 4.8 with 205. Most of these operate on a referral-fee model, so the broker's service is typically free to you as the borrower.
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The shortlist, side by side

# Business Rating Reviews Best for
1 星之谷按揭轉介 Starpro Agency Limited | Mortgage Referral Services 5.0 1,367 Highest-volume mortgage referral View ›
2 致 富 財 務 Money Rich Finance 5.0 346 Loan and refinancing options View ›
3 Ray White Hong Kong 4.8 205 Property plus migration services View ›
4 壹家壹按揭轉介 4.9 170 Zero-fee mortgage comparison View ›
5 中原按揭 5.0 141 Backed by Hong Kong's largest agency View ›
5 Best Mortgage Brokers in Hong Kong (2026)

Our picks, reviewed

星之谷按揭轉介 Starpro Agency Limited | Mortgage Referral Services logo
#1 Overall🕑 Open 5 days/wk

星之谷按揭轉介 Starpro Agency Limited | Mortgage Referral Services

5.01,367 Google reviews

Starpro Agency Limited runs a mortgage referral service out of Tsim Sha Tsui, matching borrowers with bank offers rather than lending directly. Reviewers repeatedly name individual staff members by name, Matty, Sam, Hannah, and Eric among them, when describing how the process went, which suggests a team-based rather than single-broker setup.

What people praise

  • Fast, responsive communication reviewers mention repeatedly
  • Staff described as professional and efficient across remortgage and new-purchase cases
  • Multiple named team members praised individually
  • Clients highlight the process feeling smooth and low-stress
Reputation scorecardrank in Hong Kong
Rating5 / 5
Review volume1,367 · 97th
Confidencevery high
Recency6 weeks ago
Info completenesssite · phone · hours
Rating breakdown100% 5-star
✓ VerifiedSource: Google

Our take: The clear leader here on both rating and volume, 1,367 reviews at a full 5.0, with almost every rating in the 5-star band.

Tsim Sha Tsui, Canton Rd, 28號, Lippo Sun Plaza, 13樓1307A2室

致 富 財 務 Money Rich Finance logo
#2🕑 Open 7 days

致 富 財 務 Money Rich Finance

5.0346 Google reviews

Money Rich Finance (致富財務) is a Causeway Bay loan agency offering private loans, balance transfers, and fast-approval financing, alongside standard mortgage-adjacent products. Its own site advertises an 8-year track record, 24-hour service, and same-day approval, with a Hong Kong money lender license number listed on its marketing.

What people praise

  • Reviewers describe the process as smooth and effective
  • No hidden fees mentioned across multiple reviews
  • Fast turnaround cited by several customers

Worth knowing

  • Reviews trend short and less detailed than other listings here
Reputation scorecardrank in Hong Kong
Rating5 / 5
Review volume346 · 92th
Confidencehigh
Recency10 months ago
Info completenesssite · phone · hours
Rating breakdown99% 5-star
✓ VerifiedSource: Google

Our take: A near-perfect 5.0 across 346 reviews, though it operates more broadly as a loan agency than a pure mortgage broker, worth knowing if you specifically want mortgage-only expertise.

Causeway Bay, Hennessy Rd, 489號銅鑼灣廣場一期22樓2204室

Ray White Hong Kong logo
#3🕑 Open 7 days

Ray White Hong Kong

4.8205 Google reviews

Ray White Hong Kong is the Hong Kong arm of the Australian real estate brand Ray White, founded in 1902 and now operating over 1,000 branches globally. Its Hong Kong office pairs property services with a migration consulting arm, helping clients with visa applications alongside property and mortgage matters, a combination that shows up clearly across its reviews.

What people praise

  • Immigration consultants named individually and praised for patience and clarity
  • Complex visa processes described as made manageable
  • Staff described as responsive and detail-oriented
  • Backed by a long-established international real estate brand

Worth knowing

  • A large share of reviews focus on migration services rather than mortgage brokering specifically
Reputation scorecardrank in Hong Kong
Rating4.8 / 5
Review volume205 · 86th
Confidencehigh
Recency2 months ago
Info completenesssite · phone · hours
Rating breakdown91% 5-star
✓ VerifiedSource: Google

Our take: Strong at 4.8 across 205 reviews, but most of the praise here centers on its migration consulting rather than mortgage advice, so confirm which service you actually need before booking.

1004-1005, 10/F, Star House, 3 Salisbury Road, Tsim Sha Tsui

壹家壹按揭轉介 logo
#4🕑 Open 7 days

壹家壹按揭轉介

4.9170 Google reviews

This mortgage referral firm, based in Kowloon Bay, positions itself around comparing bank mortgage rates, rebates, and approval conditions at no cost to the borrower, staffed by people with backgrounds in bank mortgage departments according to its own site. It runs as OPO Mortgage online.

What people praise

  • Staff described as knowledgeable about bank-side approval requirements
  • Consultant named repeatedly (Ken) for responsive, helpful service
  • Reviewers highlight clear record-keeping through the process

Worth knowing

  • Most reviews are several years old, so recent service levels are less documented
Reputation scorecardrank in Hong Kong
Rating4.9 / 5
Review volume170 · 81th
Confidencemoderate
Recency4 years ago
Info completenesssite · phone · hours
Rating breakdown97% 5-star
✓ VerifiedSource: Google

Our take: A strong 4.9 rating, but with the smallest and oldest review base of the group, so treat the reputation as solid but less freshly confirmed.

Kowloon Bay, Lam Lok St, 19號, Nam Fung Commercial Centre, 916-917室

中原按揭 logo
#5🕑 Open 5 days/wk↩ Responds to reviews

中原按揭

5.0141 Google reviews

Centaline Mortgage (中原按揭) is the mortgage arm of Centaline Group, which its own marketing describes as Hong Kong's largest real estate agency. It runs a free mortgage referral service, connecting clients with banks for property valuation, pre-approval, and fast-track approval, and operates a rate-comparison tool on its own site.

What people praise

  • Strong bank network cited by reviewers as speeding up approval
  • Individual consultants praised by name across several closings
  • Detailed terms and conditions explained clearly according to reviewers
  • Support continues after the deal closes, per multiple reviews
Reputation scorecardrank in Hong Kong
Rating5 / 5
Review volume141 · 75th
Confidencemoderate
Recency6 weeks ago
Info completenesssite · phone · hours
Rating breakdown99% 5-star
✓ VerifiedSource: Google

Our take: A perfect 5.0 rating, though on the smallest review count here at 141, its backing by Hong Kong's largest agency is the strongest signal of institutional weight on this page.

Tsim Sha Tsui, Canton Rd, 7號海港城九倉電訊中心6樓601&616室

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How we score these brokers

Rating is the live Google average for each business. Review volume measures how many customers actually rated them, weighed against the others on this page. Confidence blends rating with volume, so a 5.0 built on over a thousand reviews scores differently than the same 5.0 on a hundred. Recency checks how current the review activity is. No business can pay to change any of these numbers.

What does a mortgage broker cost in Hong Kong? (2026)

Mortgage brokers in Hong Kong typically don’t charge the borrower directly. They’re paid a referral commission by the bank once a loan is approved, which is why several of the firms above market themselves as free or zero-fee services.

Serving all of Hong Kong

These operate out of Tsim Sha Tsui, Causeway Bay, and Kowloon Bay, covering both the Kowloon and Hong Kong Island sides of the harbor. Most work with clients citywide by phone and online application rather than requiring an in-person visit, so a mortgage broker near you in Hong Kong is rarely more than a short ride away regardless of district.

What to ask before you hire a mortgage broker

  • Is your service free to me, or do you charge a fee on top of the bank’s referral commission?
  • Which banks do you have active relationships with, and can you compare more than one offer?
  • What’s the realistic timeline from application to approval for my situation?
  • Can you help with both new purchases and refinancing an existing mortgage?
  • Who will be my main point of contact throughout the process?

Frequently asked questions

Are these rankings paid?

No. Rankings come from public Google data. A business can pay to be a Featured Partner (badge + top placement), but that never changes another business’s score or position.

How did you choose these mortgage brokers?

We pulled real Google Business Profile data for mortgage brokers and referral agencies in Hong Kong, then ranked by rating, review volume, and how recently people are still reviewing.

How often is this updated?

This page was last verified in July 2026 against live Google data and gets refreshed periodically as ratings and review counts change.

Do mortgage brokers in Hong Kong charge borrowers directly?

Most operate on a referral-commission model paid by the bank, so the broker’s service is often free to you, though it’s worth confirming this upfront with any firm you contact.

Should I use more than one broker?

Some borrowers compare offers from two firms before committing, since different brokers may have stronger relationships with different banks.

The bottom line

Starpro Agency is the safe default here, backed by the deepest and most consistent review history on this page. If you also need visa or migration help alongside your mortgage, Ray White’s combined service is worth a call. Either way, confirm upfront whether the service is truly fee-free before signing anything.

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