
NJ State Auto Used Cars
NJ State Auto Used Cars, based in Jersey City, is a used car dealership offering cars, trucks, SUVs, and vans alongside its own financing arm, advertising "no hidden fees" and transparent pricing on its site. Reviewers describe the dealership working with buyers who have lower credit scores and smaller down payments, alongside standard trade-in and Carfax reporting services.
What people praise
- Reviewers say salespeople worked with low credit scores and small down payments
- Named salespeople get called out repeatedly for clear communication
- Trade-in and instant cash offer options advertised
- High review volume relative to most competitors
Worth knowing
- At least one reviewer described a high interest rate and multiple hard credit inquiries they felt weren't clearly disclosed upfront
Our take: The most balanced combination of rating and volume on this page. The financing flexibility reviewers describe is a real differentiator for buyers who've been turned down elsewhere, though it's worth reading the interest rate terms carefully before signing.
