Car financing in Abu Dhabi means dealing with a bank, a dealer, or both at once, and the paperwork can move fast once you say yes. The names on this page have logged just under 6,942 reviews between them, and the top pick alone carries 2,286 reviews at 4.9 stars, so there's plenty of real customer experience to weigh before you sign anything.
Short answer: ADCB uBank leads with 4.9 stars across 2,286 reviews, the deepest track record here, praised for fast, modern digital banking service. Car Fair Deal follows at a perfect 5.0 from 1,385 reviews for transparent used-car sales, and Cars24 brings the widest used-car inventory at 4.6 stars from 1,714 reviews. Financing terms, rates, and fees vary by lender and by your own credit profile, so treat any figure you're quoted as specific to your application, not a fixed rate.
#1 Overall🕑 Open 7 days↩ Responds to reviews
ADCB uBank - Digital Banking Center - Abu Dhabi Mall
4.9★★★★★2,286 Google reviews
ADCB uBank is a digital banking center inside Abu Dhabi Mall, run by Abu Dhabi Commercial Bank, offering banking services including car finance and loans alongside standard retail banking. The branch combines self-service kiosks with staffed desks, and reviewers frequently mention using it for everything from account updates to card issuance in a single short visit.
What people praise
- Staff named repeatedly for patient, professional handling of everything from account setup to card replacement
- Digital kiosks praised for cutting a typically slow process down to minutes
- Consistently described as smooth and well organized, without the usual bank queue
- Front desk staff credited for directing customers to the right service on arrival
Reputation scorecardrank in Abu Dhabi
Review volume2,286 · 97th
Info completenesssite · phone · hours
Rating breakdown95% 5-star
✓ VerifiedSource: Google
Our take: The deepest review base on this page by a wide margin, and it comes from an actual bank branch rather than a dealer, which matters if you want financing separate from where you buy the car.
📍Al Zahiyah, Al Miyani Street, T ourist Club area, Abu Dhabi Mall Ground level next to main entrance - Abu Dhabi
#2🕑 Open 7 days↩ Responds to reviews
Car Fair Deal
5.0★★★★★1,385 Google reviews
Car Fair Deal is a car dealer in Al Mushrif offering both vehicle sales and car buying services, including on-site inspection and same-day valuation. The company promotes a fast, low-hassle process, positioning itself around transparency in pricing rather than negotiation-heavy sales.
What people praise
- Named staff get consistent, specific praise for professionalism and transparent pricing
- Reviewers highlight quick, accurate vehicle condition checks
- Described as offering competitive prices without haggling
- Smooth vehicle transfer process mentioned across multiple reviews
Reputation scorecardrank in Abu Dhabi
Review volume1,385 · 85th
Info completenesssite · phone · hours
Rating breakdown98% 5-star
✓ VerifiedSource: Google
Our take: The highest rating on this page at a perfect 5.0, backed by a genuinely large review base. A strong option if straightforward, transparent pricing matters more to you than brand-name financing.
📍Muroor Rd - Al Mushrif - Zone 1 - Abu Dhabi
#3🕑 Open 7 days↩ Responds to reviews
Cars24 Abu Dhabi Centre | Buy & Sell used cars
4.6★★★★★1,714 Google reviews
Cars24 operates a used car center in Al Mushrif, offering both buying and selling of pre-owned vehicles along with financing options for customers purchasing through the platform. The company markets a large inspected inventory and an online listing system alongside its physical showroom.
What people praise
- Multiple reviewers credit named sales staff with smooth, well-explained purchase processes
- After-sales service department praised for clear communication on repair timelines
- Large searchable inventory noted as a genuine advantage over smaller dealers
Worth knowing
- Several reviewers reported disputes over vehicle condition after delivery and unclear service contract terms, so inspect the vehicle thoroughly and get all fees in writing before signing
Reputation scorecardrank in Abu Dhabi
Review volume1,714 · 91th
Info completenesssite · phone · hours
Rating breakdown88% 5-star
✓ VerifiedSource: Google
Our take: The widest inventory here, but the rating trails the top two names and there's a real pattern of delivery-condition complaints worth reading in full before you commit.
📍GF), near Elevators, Mall Main Entrance - Al Mushrif - Zone 1 - Abu Dhabi
#4🕑 Open 7 days↩ Responds to reviews
Nissan Showroom Najda - Al Masaood Automobiles
4.3★★★★★1,099 Google reviews
The Nissan Showroom on Najda Street, run by Al Masaood Automobiles, is an authorized new-car dealer offering Nissan vehicles alongside dealer-arranged financing for buyers. Reviewers describe working directly with named sales executives from test drive through to delivery.
What people praise
- Named sales staff get repeated praise for patient, no-pressure guidance through the buying process
- Reviewers highlight smooth coordination between showroom locations for test drives and final delivery
- Staff credited for staying late or accommodating tight schedules to close a sale
Reputation scorecardrank in Abu Dhabi
Review volume1,099 · 79th
Info completenesssite · phone · hours
Rating breakdown67% 5-star
✓ VerifiedSource: Google
Our take: The pick if you specifically want a new Nissan with dealer financing arranged in-house, rather than shopping the used market or a separate bank loan.
📍شارع فاطمة بنت مبارك - Al Danah - Zone 1 - Abu Dhabi
#5🕑 Open 7 days↩ Responds to reviews
Al Fardan Exchange - Al Mamoura
4.8★★★★★458 Google reviews
Al Fardan Exchange's Al Mamoura branch is a financial institution offering currency exchange and money transfer services, open seven days a week including late evenings. While not a car dealer itself, it comes up in car-financing searches for buyers handling large currency transfers or international payments as part of a vehicle purchase.
What people praise
- Named staff, particularly one repeatedly mentioned team member, get consistent praise for fast, friendly service
- Long daily hours make it convenient for last-minute transfers
- Reviewers describe the process as quick from start to finish
Reputation scorecardrank in Abu Dhabi
Info completenesssite · phone · hours
Rating breakdown93% 5-star
✓ VerifiedSource: Google
Our take: Not a lender or dealer in the traditional sense, but a genuinely useful stop if your car purchase involves moving money across currencies or borders.
📍Al Mamoura - Ahl Al Aazm St - opposite Lulu Express - Al Nahyan - E25 - Abu Dhabi
6 Your business here
Get listed on this page, in front of local customers already searching for you.
Claim this spot › How we score these
Rating is the live Google average. Review volume shows how many customers actually left feedback, ranked against the others on this page. Confidence blends both, so a high rating on a handful of reviews counts for less than the same rating backed by thousands. Recency tracks how recently people are still reviewing. No business can pay to change any of these numbers.
What does car financing cost in Abu Dhabi?
Interest rates, down payment requirements, and approval terms for car financing depend on your income, credit history, the lender, and the vehicle itself, and none of the names on this page publish a fixed rate we could verify independently. Get a written quote showing the full rate, any processing fees, and the total repayment amount before you sign, and don’t rely on a rate mentioned in a review or advertisement as what you’ll actually be offered.
Serving all of Abu Dhabi
These businesses are spread across Abu Dhabi Island, including Al Zahiyah, Al Mushrif, Al Danah, and Al Nahyan, with several also serving customers from neighboring emirates. If you’re searching for car financing near you in Abu Dhabi, most of the names above serve the whole emirate rather than one district alone.
What to ask before you sign a car financing agreement
- What’s the total repayment amount, not just the monthly figure, over the full term?
- Is the interest rate fixed or variable, and can it change during the loan term?
- What fees apply beyond the loan itself, processing, early settlement, late payment?
- Is comprehensive insurance required as a condition of the loan, and is it included in the quote?
- What happens if you want to sell or trade in the car before the loan is paid off?
- Is the financing arranged through the dealer, a bank directly, or a third party, and who do you contact if something goes wrong?
Frequently asked questions
Are these rankings paid?
No. Rankings come from public Google data. A business can pay to be a Featured Partner (badge and top placement), but that never changes another business’s score or position.
How did you choose these businesses?
We pulled real Google ratings and review counts for car financing and related dealers across Abu Dhabi, then ranked them on a blend of rating, review volume, and how recently people are still reviewing them.
How often is this updated?
We refreshed this list in July 2026. Ratings and review counts shift over time, so always confirm current rates and terms directly with the lender or dealer.
Is bank financing better than dealer financing?
It depends on your situation. Bank financing sometimes offers more flexibility on which car you buy, while dealer financing can be faster to arrange at the point of sale. Compare the full terms from both before deciding.
Can I get car financing in Abu Dhabi without a long UAE credit history?
Requirements vary by lender. Some banks and dealers work with newer residents, but expect to provide proof of income and possibly a larger down payment. Ask directly what documentation is required for your situation.
The bottom line
ADCB uBank is the safe first call if you want financing handled through an established bank with a strong service record, while Car Fair Deal is worth a look if you’re prioritizing transparent pricing on the vehicle itself. Whichever route you take, get the full rate and fee breakdown in writing before you sign anything.
