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5 Best Mortgage Brokers in Austin (2026)

Ranked by real Google ratings and review volume · How we chose

Lorian Hartfield
By Lorian Hartfield, Real Estate and Financial Expert · ✓ Updated · 8 min read

We compared 15 mortgage brokers in Austin on Google Maps · 5 listed · How we rank

Choosing among mortgage brokers in Austin starts with a vocabulary question: a broker compares loans across several lenders, while a lender funds its own. The names below hold more than 2,000 Google reviews between them, every one with a 5.0 rating, so the useful differences are loan type, who you would borrow from and who you would work with day to day.

Short answer: LendFriend Mortgage has the most Google reviews here, a 5.0 rating from more than 590 reviews, and its site describes a broker comparing 40+ lenders for conventional, jumbo, VA and non-QM loans. Max Leaman Austin Mortgage, Austin Capital Mortgage and Joel Richardson are also rated 5.0, while Sente Mortgage is listed as a direct lender. No rates are published here, so compare written Loan Estimates.
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Austin Mortgage Brokers and Lenders, Side by Side

# Business Rating Reviews Best for
1 LendFriend Mortgage 5.0 ★ 599 Complex income & non-QM loans View ›
2 Max Leaman Austin Mortgage 5.0 ★ 568 Purchase, condo & refinance loans View ›
3 Sente Mortgage 5.0 ★ 369 Direct lender, FHA & VA View ›
4 Austin Capital Mortgage 5.0 ★ 319 FHA, bank statement & 1099 loans View ›
5 Joel Richardson 5.0 ★ 171 First-time buyers & VA refinance View ›
5 Best Mortgage Brokers in Austin (2026)

Who is who, reviewed

LendFriend Mortgage logo
#1 Overall🕑 Open 7 days↩ Responds to reviews

LendFriend Mortgage

5.0599 Google reviews

LendFriend Mortgage is a mortgage broker with an office on Congress Avenue in downtown Austin. Its site says it works with more than 40 wholesale lenders and positions itself for self-employed, high-net-worth and complex-income borrowers, with conventional, jumbo, VA and non-QM programs. Those include bank statement loans, asset depletion loans and loans that count restricted stock income.

What people praise

  • Reviewers describe fast, clear communication and a timeline that was kept
  • A first-time buyer says the team explained every step and answered within minutes
  • A reviewer financing acreage with retirement income calls the process smooth
  • Described as continuing to help after the loan funded
Reputation scorecardrank in Austin
Rating5 / 5
Review volume599 · 97th
Confidencevery high
Recency3 months ago
Info completenesssite · phone · hours
Rating breakdown99% 5-star
✓ VerifiedSource: Google

Our take: A good first call if your income is self-employed, stock-based or otherwise hard to document. As with any broker, ask which lender your loan would actually close with.

600 Congress Ave Office 15092, Austin, TX 78701

MA
#2🕑 Open 5 days/wk

Max Leaman Austin Mortgage

5.0568 Google reviews

Max Leaman Austin Mortgage is the Austin office of the Leaman Team at LoanPeople, on Executive Center Drive. Google lists it as both a mortgage broker and a mortgage lender. Its site lists purchase and refinance programs including conventional, FHA, VA, USDA, jumbo, investor, condo and divorce mortgages, and says the team has helped clients since 2001.

What people praise

  • Reviewers name loan officers who answered questions patiently and explained each step
  • Reviewers mention a quick closing turnaround
  • One repeat client has financed two homes through the team
  • A reviewer says the team worked to maximize seller credits

Worth knowing

  • Listed as both broker and lender, so ask who funds the loan you are offered
Reputation scorecardrank in Austin
Rating5 / 5
Review volume568 · 90th
Confidencevery high
Recency2 months ago
Info completenesssite · phone · hours
Rating breakdown98% 5-star
✓ VerifiedSource: Google

Our take: A well-reviewed team with a wide menu of loan programs. Confirm whether your loan would close with LoanPeople or another lender.

3420 Executive Center Dr Ste 300, Austin, TX 78731

Sente Mortgage logo
#3🕑 Open 5 days/wk

Sente Mortgage

5.0369 Google reviews

Sente Mortgage is a direct mortgage lender with an Austin branch on Burnet Road, so it lends its own products instead of shopping them across many lenders. Its Austin page covers FHA and VA loans among other programs for first-time buyers, veterans and people refinancing. Reviewers include buyers, refinancers and real estate agents who send clients to its loan officers.

What people praise

  • Reviewers call loan officers highly responsive, with one calling the process effortless
  • A web portal helps track which documents are still needed
  • Real estate agents describe sending clients to its loan officers
  • Refinance clients praise the support they received

Worth knowing

  • A lender, not a broker, so you aren't comparing several lenders through one office
Reputation scorecardrank in Austin
Rating5 / 5
Review volume369 · 83rd
Confidencehigh
Recency6 months ago
Info completenesssite · phone · hours
Rating breakdown99% 5-star
✓ VerifiedSource: Google

Our take: Worth a call if you prefer to deal with a lender directly. Compare its quote with a broker's.

4520 Burnet Rd, Austin, TX 78756

Austin Capital Mortgage logo
#4🕑 Open 7 days↩ Responds to reviews

Austin Capital Mortgage

5.0319 Google reviews

Austin Capital Mortgage is a mortgage broker on Vaught Ranch Road in northwest Austin. Its site says it has access to more than 100 lending partners and lists conventional, FHA, bank statement, 1099, USDA, VA and jumbo loans, plus cash-out and rate-and-term refinances. Reviewers describe first-time buyers, a loan officer who worked on rates and a family using an FHA loan with parents as co-borrowers for a college student.

What people praise

  • Reviewers describe a clear timeline and no surprises
  • Loan officers are praised for answering questions quickly
  • A reviewer says the team secured a good rate
  • Google lists hours of 9 AM to 9 PM every day
Reputation scorecardrank in Austin
Rating5 / 5
Review volume319 · 77th
Confidencehigh
Recency5 months ago
Info completenesssite · phone · hours
Rating breakdown99% 5-star
✓ VerifiedSource: Google

Our take: A strong fit for first-time buyers and for self-employed borrowers who need bank statement or 1099 loans.

6615 Vaught Ranch Rd Ste 200, Austin, TX 78730

JO
#5🕑 Open 6 days/wk↩ Responds to reviews

Joel Richardson

5.0171 Google reviews

Joel Richardson is an individual loan officer on West Lynn Street in Austin. Google lists the profile as a mortgage broker and lender, but his site and a reviewer point to First Community Mortgage, so ask whether you would borrow from that lender directly. His site mentions home renovation and custom construction financing. Reviewers describe first-time buyers, a purchase, a refinance and a VA cash-out refinance.

What people praise

  • Reviewers say he was available by text and phone throughout
  • First-time buyers say he explained the reasons behind each step
  • A VA borrower handling a divorce refinance from overseas calls him a straight shooter
  • Described as following up when deadlines were missed

Worth knowing

  • A single loan officer's practice, so ask who covers your file when he is out
Reputation scorecardrank in Austin
Rating5 / 5
Review volume171 · 70th
Confidencemoderate
Recency2 months ago
Info completenesssite · phone · hours
Rating breakdown100% 5-star
✓ VerifiedSource: Google

Our take: Reviewers value his responsiveness. Ask directly about the lender behind the loan and compare the written quote.

509 W Lynn St B, Austin, TX 78703

6

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How the scores work

Every number on this page comes from public Google data on the date shown. Rating is the live Google star average. Review volume is how many customers have rated the business, compared with other Austin mortgage providers in the pool. Confidence weighs the rating by that volume, so a 5.0 from hundreds of people carries more weight than a 5.0 from a few. Recency shows how recently customers are still reviewing. No business can pay to change these numbers.

What shapes mortgage costs in Austin?

Rates and fees change daily and none of these businesses publishes them. What you pay depends on your credit, down payment, loan type, property, whether you buy points and the day you lock. A broker’s compensation and a lender’s fees are different arrangements, so ask each to put its charges in writing and compare the written estimates side by side.

Mortgage offices around Austin

These offices are on Congress Avenue downtown, Burnet Road, Executive Center Drive and Vaught Ranch Road in the northwest, and West Lynn Street near Clarksville. Looking for a mortgage broker near me? Each listing shows a phone number, and most offer calls or online applications for buyers across the Austin area.

What to ask a mortgage broker or lender

  • Are you a broker or a direct lender, and who would fund my loan?
  • Can you send a written Loan Estimate I can compare with others?
  • Which loan programs fit my income and down payment?
  • Who will be my day-to-day contact, and how fast do you respond?
  • What happens to the quote if I lock later?

Frequently asked questions

Which of these Austin mortgage professionals are brokers and which are lenders?

LendFriend Mortgage and Austin Capital Mortgage describe themselves as brokers working with many lenders. Sente Mortgage is listed as a direct lender. Google lists LendFriend, Max Leaman Austin Mortgage, Austin Capital Mortgage and Joel Richardson as both broker and lender. Joel Richardson’s site and a reviewer point to First Community Mortgage, so ask each who would fund your loan.

Who in Austin handles self-employed or bank statement loans?

LendFriend Mortgage’s site lists bank statement loans for self-employed borrowers, asset depletion loans and restricted stock income loans. Austin Capital Mortgage’s site lists bank statement and 1099 loans. Whether you qualify depends on the lender’s rules.

Which Austin mortgage offices mention VA loans?

The sites of LendFriend, Max Leaman Austin Mortgage, Sente Mortgage and Austin Capital Mortgage list VA loans, and a Joel Richardson reviewer describes a VA cash-out refinance.

Can parents co-borrow so a college student can buy a home in Austin?

Two Austin Capital Mortgage reviewers from one family describe an FHA purchase for a college student with the parents as co-borrowers. Eligibility depends on the lender’s rules, so ask any lender whether your situation fits.

Narrowing the Austin mortgage field

Every name here is rated 5.0, so decide on structure: a broker such as LendFriend or Austin Capital if you want loans compared across lenders, a lender such as Sente if you want to deal with one directly. Request written Loan Estimates from at least two before you commit.

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