5 Best Mortgage Brokers in Denver (2026)

Ranked by real Google ratings and review volume · How we chose

By Lorian Hartfield, Real Estate and Financial Expert · ✓ Updated October 2026 · 7 min read

We compared 19 mortgage brokers in Denver on Google Maps · 5 listed · How we rank

A broker shops your loan across several lenders, while a lender funds it in-house, and the mortgage brokers in Denver on this page are a mix of both. Together they hold more than 1,100 Google reviews, and none is rated below 4.9, so the useful question is which kind of professional fits your purchase.

Short answer: Dave Cook, Denver Mortgage Lounge, a division of Luminate Bank and so a lender, has the most Google reviews here, more than 280, at a 5.0 rating. Mortgage Maestro Group and Milestone Home Mortgage describe themselves as brokers, American Liberty Mortgage - Denver as a lender, and Google lists Jennifer Fairfield at Rate (NMLS #224189) as both a mortgage broker and a mortgage lender. Rates and fees depend on your credit, down payment and loan type, so ask each for a written loan estimate.

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1. Dave Cook, Denver Mort…
2. Mortgage Maestro Group
3. American Liberty Mortg…
4. Jennifer Fairfield at…
5. Milestone Home Mortgag…
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Brokers and Lenders, Compared

#	Business	Rating	Reviews	Best for
1	Dave Cook, Denver Mortgage Lounge	5.0 ★	289	Lender, patient home-buyer guidance	View ›
2	Mortgage Maestro Group	5.0 ★	249	Independent broker, many loan types	View ›
3	American Liberty Mortgage - Denver	4.9 ★	232	Lender, home purchase and refinance	View ›
4	Jennifer Fairfield at Rate (NMLS #224189)	5.0 ★	184	First-time buyers	View ›
5	Milestone Home Mortgage	5.0 ★	163	Broker, clear communication	View ›

5 Best Mortgage Brokers in Denver (2026)

Who to call about a home loan

#1 Overall🕑 Open 7 days↩ Responds to reviews

Dave Cook, Denver Mortgage Lounge

5.0289 Google reviews

Dave Cook, Denver Mortgage Lounge is a mortgage lender, operating as a division of Luminate Bank, on Columbine Street. Its site says Dave has more than 20 years of mortgage experience, specializes in the Denver market and is licensed to originate loans in all 50 states. Google lists it open every day, 8 AM to 5:30 PM.

What people praise

Reviewers describe being shown all of their loan options without pressure
One reviewer said Dave answered questions day and night
A buyer purchasing in Washington, DC without a real estate agent said the process went smoothly from Denver
One family says they have used Dave for multiple home purchases

Worth knowing

A lender rather than a broker, so loan options come from its own bank instead of a comparison across many lenders

Reputation scorecardrank in Denver

Rating5 / 5

Review volume289 · 97th

Confidencehigh

Recency2 months ago

Info completenesssite · phone · hours

Rating breakdown99% 5-star

✓ VerifiedSource: Google

Our take: The most-reviewed name on this page and a fit for buyers who want a single guide who stays in touch. Compare its loan estimate against a broker's if you want a second view.

Website +1303-226-8735 Directions

201 Columbine St Unit 300, Denver, CO 80206

#2🕑 Open 6 days/wk↩ Responds to reviews

Mortgage Maestro Group

5.0249 Google reviews

Mortgage Maestro Group is a mortgage broker on Corona Street, and its site describes it as an independent, veteran-owned broker. The site lists conventional, FHA, VA, USDA, jumbo, CHFA, FHA 203k, reverse, bridge and fix-and-flip loans, plus a self-employed mortgage guide, and says it speaks Spanish. Google lists Monday to Friday, 7 AM to 7 PM, and Saturday, 8 AM to 5 PM.

What people praise

Reviewers say they came back for a second or third loan
One reviewer said a refinance brought a lower monthly payment and a relatively fast closing
Reviewers name specific loan officers as responsive and on top of the paperwork
One customer has used the firm for over 20 years

Worth knowing

Reviews center on a couple of named loan officers, so ask who will handle your file

Reputation scorecardrank in Denver

Rating5 / 5

Review volume249 · 92nd

Confidencehigh

Recency4 months ago

Info completenesssite · phone · hours

Rating breakdown99% 5-star

✓ VerifiedSource: Google

Our take: A broker with a wide menu of loan types and a base of repeat customers, rated 5.0 on more than 240 reviews. A good place to start if you want options compared across lenders.

Website +1303-779-0591 Directions

387 Corona St, Denver, CO 80218

#3🕑 Open 6 days/wk↩ Responds to reviews

American Liberty Mortgage - Denver

4.9232 Google reviews

American Liberty Mortgage - Denver is a mortgage lender on West 33rd Avenue. Its site lists home purchase loans, FHA streamline refinance, refinancing and reverse mortgages, and says the company is in its 23rd year. Google lists Monday to Saturday, 8 AM to 6 PM.

What people praise

Reviewers say loan officers answered questions after hours and followed up quickly on missed calls
A buyer with a complicated mortgage said the officer explained everything clearly and in detail
Several reviewers name individual loan officers they worked with and recommend them
One reviewer said a loan officer stayed available on weekends

Worth knowing

Reviews name several different loan officers, so ask who will handle your file and how closing figures are confirmed

Reputation scorecardrank in Denver

Rating4.9 / 5

Review volume232 · 87th

Confidencehigh

Recency4 months ago

Info completenesssite · phone · hours

Rating breakdown95% 5-star

✓ VerifiedSource: Google

Our take: A lender with a long record and strong marks for responsiveness, rated 4.9 on more than 230 reviews. Get your closing numbers in writing at each stage.

Website +1303-416-7000 Directions

1932 W 33rd Ave, Denver, CO 80211

#4🕑 Open 7 days↩ Responds to reviews

Jennifer Fairfield at Rate (NMLS #224189)

5.0184 Google reviews

Jennifer Fairfield at Rate (NMLS #224189) is a loan officer team with an office on South Clarkson Street, listed by Google as both a mortgage broker and a mortgage lender. Reviewers name Guaranteed Rate. Google lists it open every day, 8 AM to 6:30 PM on weekdays and 9 AM to 6:30 PM on weekends, and reviewers describe working with Jennifer and teammates named Emily and Katie.

What people praise

First-time buyers say the team answered questions and walked them through each step
A reviewer who refers clients to the team and has worked with it since 2021 says it educates buyers on their options
One couple compared a credit union and a large mortgage company before choosing this team for service
Reviewers describe the team as responsive, timely and patient from first call to closing

Worth knowing

Google lists it as both a broker and a lender, so ask how your loan will be shopped and whose programs apply

Reputation scorecardrank in Denver

Rating5 / 5

Review volume184 · 82nd

Confidencehigh

Recency3 months ago

Info completenesssite · phone · hours

Rating breakdown98% 5-star

✓ VerifiedSource: Google

Our take: A strong choice for first-time buyers, rated 5.0 on more than 180 reviews, with open evenings and weekends. Ask which programs fit your credit and down payment.

Website +1303-285-1607 Directions

1221 S Clarkson St Ste 301, Denver, CO 80210

#5🕑 Open 6 days/wk↩ Responds to reviews

Milestone Home Mortgage

5.0163 Google reviews

Milestone Home Mortgage is a Denver mortgage broker on Welton Street, according to its site, which describes comparing rates and loan options from multiple lenders; Google lists it as a mortgage lender. The site offers a homebuyer guide on buying power, estimated payment and cash needed at closing. Hours run Monday to Saturday, 9 AM to 5 PM.

What people praise

One reviewer praised a clear checklist of documents and consistent updates
Another said personalized videos explained the impact of new figures
A reviewer said the loan officer stayed in close contact with their Realtor
A buyer who needed a very quick closing said the team worked to be ready in time

Worth knowing

Google files it under mortgage lender while its own site says broker, so ask directly how your loan will be shopped

Reputation scorecardrank in Denver

Rating5 / 5

Review volume163 · 76th

Confidencemoderate

Recency3 months ago

Info completenesssite · phone · hours

Rating breakdown100% 5-star

✓ VerifiedSource: Google

Our take: A broker that reviewers describe as organized and communicative, rated 5.0 on more than 160 reviews. A good second quote alongside a lender.

Website +1303-800-4595 Directions

2590 Welton St Ste 200, Denver, CO 80205

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How the scores work

Every figure on this page comes from public Google data on the date shown, not from opinion or payment. Rating is the live Google star average. Review volume is how many clients have rated the business, ranked against the other businesses here. Confidence weighs the rating by that volume, so a 5.0 from hundreds of people counts for more than a 5.0 from a handful. Recency reflects how recently clients still leave reviews. No business can pay to change these numbers.

What drives mortgage costs in Denver (2026)

Mortgage rates and closing costs depend on your credit, down payment, loan type and the lender’s fees, and they change often, so this page gives no figures. A broker can compare offers from several lenders, while a lender quotes its own. Whichever you choose, ask for a written loan estimate and compare the total cost of the loan, not just the rate. Nothing here is financial advice, and no outcome is guaranteed.

Mortgage help across Denver

These businesses have offices on Columbine Street, Corona Street, West 33rd Avenue, South Clarkson Street and Welton Street in Denver. Looking for a mortgage broker near me in Denver? Each listing shows a phone number and directions, and at least one says it is licensed to lend in all 50 states.

What to ask before you apply

Are you a broker or a lender, and how many lenders will you compare for me?
What is your NMLS number, and who will handle my file day to day?
Can I have a written loan estimate with the rate, fees and cash needed at closing?
How long is the rate lock, and what happens if my closing date slips?
Which loan programs fit my credit, down payment and income type?

Frequently asked questions

Which of these Denver mortgage professionals are brokers and which are lenders?

Mortgage Maestro Group and Milestone Home Mortgage are brokers, per their own sites. Dave Cook, Denver Mortgage Lounge is a division of Luminate Bank, American Liberty Mortgage - Denver describes itself as a mortgage lender, and Google lists Jennifer Fairfield at Rate (NMLS #224189) as both a mortgage broker and a mortgage lender, and reviewers name Guaranteed Rate, so ask how your loan will be shopped. Google labels Milestone a lender, so confirm how it shops loans.

Can these Denver mortgage professionals work with buyers outside Colorado?

Dave Cook’s site says he is licensed to originate loans in all 50 states, and one reviewer closed on a property in Washington, DC with his help. For the others, ask which states they are licensed in before you apply.

Which of these mortgage offices are open on weekends?

Google lists all of them as open on Saturday, and Dave Cook, Denver Mortgage Lounge and Jennifer Fairfield at Rate (NMLS #224189) as open on Sunday too. Mortgage Maestro Group, American Liberty Mortgage - Denver and Milestone Home Mortgage list Saturday hours only, so call ahead.

What loan types does Mortgage Maestro Group list?

Its site lists conventional, FHA, VA, USDA, jumbo, CHFA, FHA 203k renovation, reverse mortgage, bridge, fix-and-flip, doctor and physician loans, and a self-employed mortgage guide. Which one fits depends on your finances, so ask for a written loan estimate.

Where to start

Pair one lender with one broker and compare their written loan estimates: Dave Cook, Denver Mortgage Lounge has the most reviews, and Mortgage Maestro Group lists a wide range of loan types. Whoever you pick, ask who will handle your file and get closing figures in writing.

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