Texas Notes
Texas Notes is a Houston investment company offering alternative real estate investing through short-term, first-lien notes secured by Texas property, with each note backed by a borrower's personal guarantee. It positions itself around monthly interest distributions and describes a sub-2-percent foreclosure rate based on more than eight years in business, with investments collateralized directly by real estate rather than market-traded securities.
What people praise
- Reviewers with multi-year relationships report distributions arriving on time every month without exception
- Praised for transparent, responsive communication from named team members
- One reviewer described a full, fee-free return of principal after requesting an early recall of funds
- Perfect 5.0 rating across every review on file
Our take: The longest and most consistent track record on this page, with reviewers specifically citing years of on-time payments rather than general satisfaction. A strong starting point for real-estate-backed private lending, though it's a different risk profile than a traditional brokerage account.
