
American Consumer Credit Counseling, Inc.
American Consumer Credit Counseling, Inc. is a nonprofit-style credit counseling service with a Los Angeles office downtown, offering debt management programs, bankruptcy counseling, and housing counseling. This is not a bankruptcy filing service in itself; it's counseling and structured repayment planning, which is a required step before filing Chapter 7 or 13 in the US in any case. Reviewers repeatedly name individual counselors who walked them through enrollment.
What people praise
- Perfect 5.0 rating across 1,449 reviews, the largest review base on this page
- Counselors named individually and praised for patience and clear explanations
- Offers both debt management and required bankruptcy counseling courses
Our take: The deepest track record here by a wide margin. Right fit if you want structured counseling and a repayment plan before considering bankruptcy.



