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5 Best Mortgage Brokers in Salt Lake City (2026)

Ranked by real Google ratings and review volume · How we chose

Lorian Hartfield
By Lorian Hartfield, Real Estate and Financial Expert · ✓ Updated · 8 min read

We compared 18 mortgage brokers in Salt Lake City on Google Maps · 5 listed · How we rank

A mortgage is the biggest loan most people sign, and the person guiding it decides how stressful the weeks before closing feel. The mortgage brokers in Salt Lake City on this page hold more than 1,500 Google reviews between them, and none is rated below 4.9. With ratings that tight, the real difference is who each firm is built for, from first-time buyers to short-term-rental investors.

Short answer: NEO Home Loans - Utah is rated 4.9 across more than 500 Google reviews and walks buyers through a step-by-step process. Loan Remedy (5.0, more than 300 reviews) is a broker whose reviewers praise its creative financing, and Fairway Home Mortgage (Sharla Ellis) is a lender with a long repeat-client record. No rates or fees are published here.
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Brokers and Lenders, Compared

# Business Rating Reviews Best for
1 NEO Home Loans - Utah 4.9 ★ 537 First-time buyers and guided strategy View ›
2 Loan Remedy 5.0 ★ 322 Creative financing and quick callbacks View ›
3 Fairway Home Mortgage (Sharla Ellis) 5.0 ★ 302 Repeat buyers and long client relationships View ›
4 Latitude Lending (Joe Libin) 5.0 ★ 227 Straight advice on complicated situations View ›
5 Consumers Financial Mortgage 5.0 ★ 213 Short-term-rental and investment loans View ›
5 Best Mortgage Brokers in Salt Lake City (2026)

Each mortgage pro, up close

NEO Home Loans - Utah logo
#1 Overall🕑 Open 6 days/wk↩ Responds to reviews

NEO Home Loans - Utah

4.9537 Google reviews

NEO Home Loans - Utah is a mortgage broker and lender at 2063 E 3900 S. Its site describes a four-step approach that starts with a discovery conversation about your finances, moves to a strategy with a Total Cost Analysis of your options, then execution, then ongoing mortgage management after you move in. Google lists it open Monday through Saturday, from 7 AM to 7 PM.

What people praise

  • First-time buyers describe patient, step-by-step explanations
  • One reviewer mentions responsiveness on weekends and after business hours
  • A buyer with a complicated situation says the team found a way to close
  • Post-closing support gets a mention, and one buyer reached clear-to-close a week early
Reputation scorecardrank in Salt Lake City
Rating4.9 / 5
Review volume537 · 97th
Confidencehigh
Recency11 months ago
Info completenesssite · phone · hours
Rating breakdown96% 5-star
✓ VerifiedSource: Google

Our take: The largest review base on the page and a good match for first-time buyers who want the process explained. Ask which loan officer will handle your file.

Website+1855-260-9932 Directions

2063 E 3900 S, Salt Lake City, UT 84124

Loan Remedy logo
#2🕑 Open 5 days/wk

Loan Remedy

5.0322 Google reviews

Loan Remedy is a mortgage broker at 2005 E 2700 S Ste 100. Its site lists FHA, VA, conventional and refinance loans, a first-time buyer page and a section for real estate agents, and it says there are no application fees. Offices are listed in Salt Lake City, Millcreek, Orem, Ogden, Provo and St. George.

What people praise

  • Reviewers say the loan officer explains everything, and one notes he repeats it as many times as needed
  • One buyer says the team got more creative than some larger lenders
  • Quick callbacks and frequent updates are a recurring theme
  • Reviewers call the team professional, and one adds organized and honest
Reputation scorecardrank in Salt Lake City
Rating5 / 5
Review volume322 · 92nd
Confidencehigh
Recency12 days ago
Info completenesssite · phone · hours
Rating breakdown100% 5-star
✓ VerifiedSource: Google

Our take: A strong pick when your situation needs some flexibility. Reviewers mention a first home purchase and a creative financing solution.

Website+1801-833-0778 Directions

2005 E 2700 S Ste 100, Salt Lake City, UT 84109

FA
#3🕑 Open 5 days/wk↩ Responds to reviews

Fairway Home Mortgage (Sharla Ellis)

5.0302 Google reviews

Fairway Home Mortgage (Sharla Ellis) is a mortgage lender at 2150 S 1300 E #150, so it lends directly rather than shopping your loan as a broker. Its site presents Sharla Ellis as a licensed lender with more than 30 years in the business, and says she works with first-time buyers, move-up buyers and investors. Two reviewers have used her on more than one purchase.

What people praise

  • Reviewers describe repeat purchases, including one who used her on a 2006 construction loan
  • Clear, patient answers to questions during the purchase
  • Fast feedback when uploaded documents were wrong or incomplete
  • A team that took care of the details during a stressful purchase, one reviewer says

Worth knowing

  • Listed as a lender rather than a broker, which matters if you want several lenders compared for you
Reputation scorecardrank in Salt Lake City
Rating5 / 5
Review volume302 · 86th
Confidencehigh
Recency2 weeks ago
Info completenesssite · phone · hours
Rating breakdown99% 5-star
✓ VerifiedSource: Google

Our take: Best for buyers who want one experienced loan officer and a team they can return to. Ask what loan programs Fairway offers and how they compare to others.

Website+1801-487-2122 Directions

2150 S 1300 E #150, Salt Lake City, UT 84106

Latitude Lending (Joe Libin) logo
#4🕑 Open 7 days↩ Responds to reviews

Latitude Lending (Joe Libin)

5.0227 Google reviews

Latitude Lending (Joe Libin) is a mortgage broker practice at 1586 Stratford Ave S Ste 3, run around loan officer Joe Libin. Its site calls it a Utah mortgage broker specialist and mentions home and rental buildings. Google lists it open from 8 AM to 10 PM every day.

What people praise

  • One reviewer says he gave honest advice, including that a refinance wasn't worth doing yet
  • A homeowner with a property in a trust got a call back within the hour
  • A testimonial on its site says he pointed a client to a credit union when that made more sense
  • Multiple loan options explained, according to a home-buying client
Reputation scorecardrank in Salt Lake City
Rating5 / 5
Review volume227 · 81st
Confidencehigh
Recency5 weeks ago
Info completenesssite · phone · hours
Rating breakdown98% 5-star
✓ VerifiedSource: Google

Our take: A fit for anyone with an unusual financing question who wants a direct answer, even when the answer is to wait.

Website+1801-209-5205 Directions

1586 Stratford Ave S Ste 3, Salt Lake City, UT 84106

CO
#5🕑 Open 6 days/wk↩ Responds to reviews

Consumers Financial Mortgage

5.0213 Google reviews

Consumers Financial Mortgage, at 2834 Highland Dr, operates as the STR Loan Guy under mortgage broker Matt Stout. Its site says he specializes in short-term-rental DSCR loans, and also covers second homes, VA, FHA, USDA, construction loans, reverse mortgage options and first-time buyers. It says it works in most markets nationwide.

What people praise

  • Reviewers say multiple loan options were explained with pros and cons
  • One reviewer says the team found financing, explained the details patiently and kept communication timely
  • Another buyer closed in about 40 days after others said it would take longer
  • Personal meetings and clear explanations of options

Worth knowing

  • One reviewer reports a long timeline on out-of-state investment properties that did not close, and the firm replied with its side
Reputation scorecardrank in Salt Lake City
Rating5 / 5
Review volume213 · 75th
Confidencehigh
Recency3 weeks ago
Info completenesssite · phone · hours
Rating breakdown98% 5-star
✓ VerifiedSource: Google

Our take: The clearest choice here for rental and investment-property financing. Home buyers use it too, and one reviewer describes buying a home in Salt Lake.

Website+1801-403-1792 Directions

2834 Highland Dr, Salt Lake City, UT 84106

6

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How the ratings work

Rating is each firm’s live Google star average. Review volume is how many clients have rated it, compared across the mortgage pros on this page. Confidence weighs the rating by that volume, so a 4.9 from hundreds of people carries more than the same score from a few. Recency shows how lately clients are still posting. Ratings say nothing about the rate or fees you will be offered.

What shapes a mortgage quote?

Mortgage costs depend on your credit, down payment, loan type and the property, so this page doesn’t list any rates or fees. Loan Remedy’s site says it has no application fees. Compare written loan estimates from more than one firm, and ask each to explain any fee you don’t recognize.

Offices in and around Salt Lake City

These offices are in Salt Lake City, on streets such as E 3900 S, E 2700 S, S 1300 E, Stratford Ave and Highland Dr. Searching for a mortgage broker near me? Each listing shows a phone number and map link, and several firms take applications online.

What to ask a mortgage broker before you apply

  • Are you a broker or a direct lender, and how many lenders do you compare?
  • How do you get paid on my loan?
  • Which loan types do you handle, such as FHA, VA, conventional or investment?
  • Who is my day-to-day contact, and how fast do you reply?
  • Can you put your estimate in writing before I apply?

Frequently asked questions

What is the difference between a mortgage broker and a lender in Salt Lake City?

A broker compares loan options across lenders, while a lender funds the loan itself. On Google, Fairway Home Mortgage (Sharla Ellis) is listed as a mortgage lender, while Loan Remedy, Latitude Lending and Consumers Financial Mortgage list mortgage broker as their main type.

Who helps with short-term-rental or investment property loans?

Consumers Financial Mortgage trades as the STR Loan Guy and says it specializes in short-term-rental DSCR loans. Latitude Lending’s site also mentions financing for rental buildings.

Which Salt Lake City mortgage firms suit first-time buyers?

NEO Home Loans - Utah reviewers describe first-time buyers being walked through each step, and Loan Remedy’s site has a first-time home buyers page.

Can I reach these mortgage pros in the evening or on weekends?

Google lists NEO Home Loans - Utah and Consumers Financial Mortgage as open Monday through Saturday, and Latitude Lending as open every day until 10 PM. Loan Remedy and Fairway Home Mortgage are listed on weekdays.

Choosing a mortgage pro

Start with your situation. NEO Home Loans - Utah suits first-time buyers, Loan Remedy suits flexible financing, Fairway Home Mortgage (Sharla Ellis) suits buyers who want a lender, Latitude Lending suits tricky questions and Consumers Financial Mortgage suits rental investors. Get the loan estimate in writing before you commit.

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