5 Best Mortgage Brokers in St. Louis (2026)

Ranked by real Google ratings and review volume · How we chose

By Lorian Hartfield, Real Estate and Financial Expert · ✓ Updated November 2026 · 7 min read

We compared 15 mortgage brokers in St. Louis on Google Maps · 5 listed · How we rank

Most buyers start a mortgage search by comparing rates, then find out that the person answering their questions matters just as much. The mortgage brokers in St. Louis below hold more than 2,300 Google reviews between them, with ratings from 4.9 to a perfect 5.0, so the real differences are volume and specialty rather than stars.

Short answer: Haven Home Equity has the largest review base, at 4.9 stars from more than 1,000 Google reviews, with a focus on refinancing and home equity. Better Rate Mortgage, Carlson Mortgage and Pinnacle Real Estate Advisor Home Loans each hold a 5.0 rating on smaller review bases. No prices are published here, so ask each for a written loan estimate.

Jump to a business

1. Haven Home Equity
2. Better Rate Mortgage
3. Stuart's American Mort…
4. Carlson Mortgage
5. Pinnacle Real Estate A…
Get listed

Mortgage Brokers and Lenders Side by Side

#	Business	Rating	Reviews	Best for
1	Haven Home Equity	4.9 ★	1,028	Refinance and home equity	View ›
2	Better Rate Mortgage	5.0 ★	442	First-home purchase, long hours	View ›
3	Stuart's American Mortgage	4.9 ★	390	VA, FHA and fast closings	View ›
4	Carlson Mortgage	5.0 ★	306	Repeat purchases and refinances	View ›
5	Pinnacle Real Estate Advisor Home Loans	5.0 ★	171	Purchase, refinance and investment loans	View ›

5 Best Mortgage Brokers in St. Louis (2026)

Who does what, reviewed

#1 Overall🕑 Open 6 days/wk↩ Responds to reviews

Haven Home Equity

4.91,028 Google reviews

Haven Home Equity is a mortgage lender based in Richmond Heights, open Monday to Saturday. Its site centers on cash-out refinance and debt consolidation, and also lists home improvement loans, home equity loans, self-employed loans, VA, FHA and DSCR cash-out loans, reverse mortgages and rate-and-term refinancing.

What people praise

Reviewers describe cash-out refinances and refinancing handled with clear communication
Named loan officers are praised for answering questions and explaining each step
One reviewer says they were never left wondering what came next
Evening hours on weekdays, per Google

Worth knowing

Its focus is equity and refinance products, so it is less of a home-purchase specialist

Reputation scorecardrank in St. Louis

Rating4.9 / 5

Review volume1,028 · 97th

Confidencevery high

Recency2 months ago

Info completenesssite · phone · hours

Rating breakdown96% 5-star

✓ VerifiedSource: Google

Our take: The strongest fit for a refinance or a home equity need, and it has the most reviews on this page. Buyers shopping for a first purchase loan may want to also ask the others.

Website +1314-748-1313 Directions

21 The Blvd Saint Louis, Richmond Heights, MO 63117

#2🕑 Open 7 days

Better Rate Mortgage

5.0442 Google reviews

Better Rate Mortgage is a mortgage broker and lender on Hampton Ave in St. Louis. Its site calls it a St. Louis mortgage broker and describes working with borrowers on getting a better mortgage, not just a better rate. Google lists hours from 8 AM to 8 PM on weekdays and 10 AM to 6 PM on weekends.

What people praise

First-time buyers describe the process as simple, with clear answers to their questions
One reviewer credits fast work on a very tight timeline
An online portal made documents and signatures painless, per one reviewer
One reviewer says the loan officer posts videos explaining why rates move

Worth knowing

Its site publishes sample rates, so check current numbers directly with the team

Reputation scorecardrank in St. Louis

Rating5 / 5

Review volume442 · 90th

Confidencehigh

Recency10 days ago

Info completenesssite · phone · hours

Rating breakdown99% 5-star

✓ VerifiedSource: Google

Our take: A good pick for first-time buyers and anyone who wants evening or weekend availability. Reviewers keep mentioning the loan officer by name.

Website Book now +1314-361-9979 Directions

1118 Hampton Ave, St. Louis, MO 63139

#3🕑 Open 5 days/wk↩ Responds to reviews

Stuart's American Mortgage

4.9390 Google reviews

Stuart's American Mortgage is a mortgage company on Lackland Rd in Overland, trading under the name American Mortgage Corporation. Its site lists purchase and refinance options including 30-year and 15-year fixed, FHA, VA, jumbo and USDA loans, and says it is licensed in Florida, Illinois, Kansas and Missouri. Google lists weekday hours.

What people praise

One reviewer used a VA loan and says they closed in 3 weeks
A first-time buyer says the team financed fast enough to win an offer
One reviewer says staff called at every step and explained what was happening
One reviewer switched from another company after closing dates kept slipping

Worth knowing

Open weekdays only, according to Google

Reputation scorecardrank in St. Louis

Rating4.9 / 5

Review volume390 · 83rd

Confidencehigh

Recency8 weeks ago

Info completenesssite · phone · hours

Rating breakdown97% 5-star

✓ VerifiedSource: Google

Our take: Worth a call if you have a short closing window or a VA loan. Several reviewers describe quick turnarounds.

Website +1314-423-0351 Directions

9520 Lackland Rd, St. Louis, MO 63114

#4🕑 Open 7 days↩ Responds to reviews

Carlson Mortgage

5.0306 Google reviews

Carlson Mortgage is a mortgage broker based in Clayton, on Bonhomme Ave. Google lists it as a mortgage broker, and its page title calls it one of the St. Louis mortgage brokers. Reviewers describe home purchases, refinances and rental property loans.

What people praise

Repeat clients describe several purchases and refinances over the years
One reviewer says the team understands rental and owner-occupied loans differently
One reviewer says a loan officer attended closing in person
Clear communication and realistic timelines, per reviewers

Worth knowing

Its website offers little text, so details on loan types come from reviews

Reputation scorecardrank in St. Louis

Rating5 / 5

Review volume306 · 77th

Confidencehigh

Recency2 months ago

Info completenesssite · phone · hours

Rating breakdown100% 5-star

✓ VerifiedSource: Google

Our take: A fit for borrowers who plan to come back for the next purchase or refinance. Clients here talk about long-term relationships.

Website +1314-329-7314 Directions

7777 Bonhomme Ave Suit 1800, St. Louis, MO 63105

#5🕑 Open 7 days↩ Responds to reviews

Pinnacle Real Estate Advisor Home Loans

5.0171 Google reviews

Pinnacle Real Estate Advisor Home Loans is a mortgage lender on Marconi Ave in St. Louis. Its site says it has been established since 2014 and serves St. Louis and the surrounding communities, with sections for buying a home, refinancing and investing in property. Google lists it as open 24 hours.

What people praise

One reviewer says the team handled a difficult duplex refinance and a purchase
A short closing timeline helped one buyer get an offer accepted, per a reviewer
Reviewers describe quick responses and meetings at short notice
One reviewer says the loan officer met them at closing

Reputation scorecardrank in St. Louis

Rating5 / 5

Review volume171 · 63rd

Confidencemoderate

Recency2 weeks ago

Info completenesssite · phone · hours

Rating breakdown99% 5-star

✓ VerifiedSource: Google

Our take: A strong option for buyers who want responsive contact on purchases, refinances or investment property. Ask which team member will manage your file.

Website +1314-497-5037 Directions

2020 Marconi Ave, St. Louis, MO 63110

Your business here

Get listed on this page, in front of local customers already searching for you.

Claim this spot ›

Reading the scorecards

Rating is each company’s live Google star average. Review volume is how many customers have rated it. Confidence weighs the rating by that volume, so a 4.9 from more than a thousand people carries more than a 5.0 from a few dozen. Recency reflects how recently reviews are still coming in.

What drives mortgage costs in St. Louis

No prices are published here. Interest rates and fees change often, and the cost of a loan depends on the loan type, down payment, credit profile, loan size and closing costs. Ask each company for a written loan estimate on the same day so you can compare offers on equal terms.

Where these mortgage offices are

Haven Home Equity is in Richmond Heights, Carlson Mortgage is in Clayton and Stuart’s American Mortgage is in Overland. Better Rate Mortgage is on Hampton Ave and Pinnacle Real Estate Advisor Home Loans is on Marconi Ave, both with St. Louis city addresses. Searching for a mortgage broker near me? Each listing shows a phone number and map link.

Before you choose a mortgage company

Are you a lender, a broker, or both, and how are you paid?
Can you give a written loan estimate for my loan type?
Which loan officer will handle my file from start to close?
What is your typical timeline from application to closing?
How will you keep me updated, and who do I call with questions?

Frequently asked questions

What is the difference between a mortgage broker and a lender in St. Louis?

A lender funds loans itself, while a broker arranges loans with lenders. Google lists Haven Home Equity and Pinnacle Real Estate Advisor Home Loans as mortgage lenders, Carlson Mortgage as a mortgage broker, and Better Rate Mortgage as both. Ask any company how it is paid.

Which St. Louis mortgage company handles cash-out refinancing?

Haven Home Equity centers its site on cash-out refinance and debt consolidation, and reviewers describe cash-out refinances there. Reviewers of Carlson Mortgage and Pinnacle also describe refinances.

Can I get a VA loan from these St. Louis mortgage companies?

Stuart’s American Mortgage lists VA loans on its site, and one reviewer used a VA loan and says they closed in 3 weeks. Haven Home Equity lists VA cash-out loans. Confirm eligibility and terms directly.

Which mortgage names list weekend hours?

Google lists Saturday and Sunday hours for Better Rate Mortgage and Saturday hours for Haven Home Equity. Google lists Carlson Mortgage and Pinnacle as open 24 hours every day. Call ahead to confirm availability for your appointment.

Picking your mortgage partner

Haven Home Equity has the largest review base and is the natural call for a refinance or home equity loan. For a first purchase, Better Rate Mortgage, Stuart’s American Mortgage and Pinnacle all have reviewers describing fast, clear help. Get a written estimate from at least two before you commit.

Best Financial And Legal Services in other cities

More categories in St. Louis

Own one of these businesses, or want to be here?

Claim your spot on this page: Basic listing $50 or Premium $100 for the top spot, held a full year. Both include a permanent link to your site.

Get listed See pricing