4 Best Licensed Insolvency Trustees in Delhi (2026)

Independently ranked by our review of ratings, reviews and reputation · How we chose

By Lorian Hartfield, Real Estate and Financial Expert · ✓ Data verified July 2026 · 8 min read

A licensed insolvency trustee is a specific Canadian credential, regulated under Canada's Bankruptcy and Insolvency Act, and no firm in Delhi holds it. What Delhi does have is IBBI-registered Insolvency Professionals under India's own Insolvency and Bankruptcy Code, plus loan settlement and debt-management consultants who help individuals negotiate down what they owe. Between the names on this page, ratings run from 4.4 to 4.9 with review counts spanning 56 to 145, so the real work here is matching the right kind of professional to the right kind of debt problem.

Short answer: If you specifically need India's equivalent professional, that is an IBBI-registered Insolvency Professional, and Gautam Singhal, Advocate & Insolvency Professional is the only firm here that formally holds that registration, rated 4.9 across 100 reviews with two decades practicing before the NCLT and NCLAT. For personal loan or credit card settlement rather than formal insolvency proceedings, Paymydues (4.9, 145 reviews) is the most-reviewed name on this page.

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Debt Help in Delhi: Who Does What

#	Business	Rating	Reviews	Best for
1	Paymydues	4.9 ★	145	CIBIL score correction and loan settlement	View ›
2	Gautam Singhal, Advocate & Insolvency Professional	4.9 ★	100	Formal insolvency and bankruptcy proceedings	View ›
3	LIBERATE DEBT MANAGEMENT SERVICE PRIVATE LIMITED	4.4 ★	94	Loan and credit card settlement	View ›
4	Loan Resolve Services - Loan Settlement Agency	4.9 ★	56	Personal, business, and credit card loan settlement	View ›

4 Best Licensed Insolvency Trustees in Delhi (2026)

Who to call, depending on your situation

#1 Overall

Paymydues

4.9145 Google reviews

Paymydues is a Delhi-based financial consultant specializing in loan and credit card settlement, CIBIL score correction, and debt consolidation. Its own site describes a four-step process: assessing the client's debt, building a savings plan, negotiating with creditors, and closing out the settlement. This is a debt-negotiation service, not a formal insolvency or trustee practice.

What people praise

Multiple reviewers credit staff, particularly one named advisor, with successfully improving their CIBIL score
Praised for guiding clients through home loan approval after credit repair
Highest review volume on this page

Worth knowing

One detailed review reported a poor experience with an unresolved lender issue and described the support as unhelpful

Reputation scorecardrank in Delhi

Rating4.9 / 5

Review volume145 · 94th

Confidencemoderate

Recency4 weeks ago

Info completenesssite · phone

Rating breakdown94% 5-star

✓ VerifiedSource: Google

Our take: The most-reviewed name here, useful specifically for credit repair and loan settlement rather than formal insolvency proceedings; the one sharply negative review is worth reading before you commit.

Website +919811996497 Directions

10279, Manakpura, Karol Bagh, New Delhi, Delhi 110006

#2🕑 Open 6 days/wk↩ Responds to reviews

Gautam Singhal, Advocate & Insolvency Professional

4.9100 Google reviews

Gautam Singhal is an advocate and IBBI-registered Insolvency Professional at Asterisms Legal, a boutique Defence Colony firm handling insolvency and bankruptcy law before the NCLT, NCLAT, and Delhi High Court. Reviewers describe over two decades of experience in banking and insolvency matters, alongside broader practice areas including SARFAESI, arbitration, and corporate advisory.

What people praise

Reviewers specifically cite formal IBBI registration and NCLT/NCLAT experience
Described as strategic and precise rather than merely procedural
Clear, consistent communication praised across several reviews

Reputation scorecardrank in Delhi

Rating4.9 / 5

Review volume100 · 83th

Confidencemoderate

Recency5 months ago

Info completenesssite · phone · hours

Rating breakdown94% 5-star

✓ VerifiedSource: Google

Our take: The closest match on this page to what a licensed insolvency trustee does in Canada: this is a registered insolvency professional handling formal proceedings, not a debt-settlement consultancy.

Website +919811898418 Directions

LGF, B-18, Block B, Defence Colony, New Delhi, Delhi 110024

LIBERATE DEBT MANAGEMENT SERVICE PRIVATE LIMITED

4.494 Google reviews

Liberate Debt Management Service Private Limited is a Delhi consultant and debt collection agency helping clients settle loans and credit card debt, often at a negotiated percentage of the original amount. Reviewers repeatedly credit one named staff member with guiding them through settlements described as reaching 70 to 80 percent waivers.

What people praise

Multiple reviewers report substantial loan waivers, up to 80 percent in some cases
Described as personally supportive during a stressful process
Recommended by reviewers to others facing recovery-agent harassment

Worth knowing

No listed website, so it's harder to verify services and terms before contacting them directly

Reputation scorecardrank in Delhi

Rating4.4 / 5

Review volume94 · 72th

Confidenceearly

Recency6 weeks ago

Info completenessphone

Rating breakdown82% 5-star

✓ VerifiedSource: Google

Our take: A solid option for negotiated debt settlement specifically, though verify terms directly since there's no public site to check first.

+911147481298 Directions

C-59 Sharda Puri, Nr. Raja Garden, New Delhi, Delhi 110015

#4🕑 Open 7 days↩ Responds to reviews

Loan Resolve Services - Loan Settlement Agency

4.956 Google reviews

Loan Resolve Services is a Rohini-based loan settlement agency handling personal loans, business loans, and credit card settlements, describing its process as RBI-guideline compliant. Its site outlines a four-step path: debt assessment, a savings plan, negotiation with creditors, and final settlement.

What people praise

Reviewers describe clear, step-by-step guidance through the settlement process
Praised for reducing stress from recovery-agent calls
Handles a range of debt types, from personal loans to business loans

Worth knowing

Smaller review base than Paymydues, so it's a newer track record on Google

Reputation scorecardrank in Delhi

Rating4.9 / 5

Review volume56 · 61th

Confidenceearly

Recency3 months ago

Info completenesssite · phone · hours

Rating breakdown98% 5-star

✓ VerifiedSource: Google

Our take: A capable option for negotiated settlement across multiple debt types, though it ranks last here on review volume rather than on service quality.

Website +918851724148 Directions

SG Mall, 210, Sector 9, Rohini, Delhi, 110085

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How we score these firms

Rating is the live Google average for each business. Review volume measures how many customers actually left a rating, weighed against the others on this page. Confidence combines the two so a high rating backed by more reviews scores stronger than the same rating on a handful. Recency checks how recently people are still reviewing. No business can pay to change these numbers.

What does debt settlement or insolvency help cost in Delhi? (2026)

None of these firms publish a fixed fee schedule. Debt settlement consultants typically work on a percentage of the amount waived or settled, while insolvency professionals handling formal NCLT proceedings usually charge case-by-case based on complexity. Get a written fee structure before signing with any of them.

Serving Delhi and the NCR

These firms are spread across Delhi, from Karol Bagh and Defence Colony to Rohini and Raja Garden, and most work with clients by phone and WhatsApp regardless of exact location. If you’re searching for insolvency or debt-settlement help near me in Delhi, all four listed here serve clients across the NCR.

What to ask before you hire a debt or insolvency professional in Delhi

Are you an IBBI-registered Insolvency Professional, or a debt settlement consultant?
Is my situation better suited to formal insolvency proceedings or a negotiated settlement?
What percentage of my debt do you typically get waived, and what’s your fee?
Do you have experience with my specific creditor or loan type?
How long does the process usually take from start to finish?
Will you provide a written agreement before any payment is made?

Frequently asked questions

Are these rankings paid?

No. Rankings come from public Google data. A business can pay to be a Featured Partner (badge and top placement), but that never changes another business’s score or position.

Is there such a thing as a licensed insolvency trustee in Delhi?

No. ‘Licensed insolvency trustee’ is a specific credential regulated under Canada’s Bankruptcy and Insolvency Act. India’s equivalent professional is an IBBI-registered Insolvency Professional, operating under the Insolvency and Bankruptcy Code. None of the firms on this page hold the Canadian credential; one, Gautam Singhal, holds the Indian IBBI registration.

What’s the difference between an insolvency professional and a debt settlement consultant?

An IBBI-registered Insolvency Professional handles formal insolvency and bankruptcy proceedings before tribunals like the NCLT. A debt settlement consultant negotiates directly with lenders to reduce what you owe, usually outside of formal court proceedings.

How did you choose these businesses?

We pulled real Google Business Profiles for insolvency and debt-related services in Delhi and ranked them by rating, review volume, and how recently customers are still reviewing.

How often is this updated?

This page reflects Google data verified in July 2026 and is refreshed periodically as ratings and review counts change.

The bottom line

If you’re dealing with formal insolvency or bankruptcy proceedings, Gautam Singhal is the only name here with the actual IBBI registration for that work. For everyday loan or credit card settlement, Paymydues has the deepest review history, but read the one detailed negative review first and ask every firm for a written fee structure before you sign anything.

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