5 Best Financial Services in Sydney (2026)

Independently ranked by our review of ratings, reviews and reputation · How we chose

By Lorian Hartfield, Real Estate and Financial Expert · ✓ Data verified July 2026 · 8 min read

Financial services in Sydney cover a lot of ground, from a first-home mortgage to a full retirement strategy, and the wrong advisor can cost you years of drift. Review counts here range from 66 up to 264, but every firm holds a rating of 4.8 or higher, so what separates them isn't quality, it's which one specializes in what you actually need.

Short answer: Pivot Wealth leads by review volume with 4.8 stars across 264 reviews, focused on high-income financial planning and tax strategy. Glass Financial and Montara Wealth both hold perfect 5.0 ratings, the former for mortgage broking, the latter for broader financial advice. Fees vary by service type, from commission-based mortgage broking to fee-for-service planning.

Jump to a business

1. Pivot Wealth
2. Glass Financial
3. Montara Wealth
4. Peak Wealth Management
5. Financial Spectrum
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Sydney's Top Financial Services Compared

#	Business	Rating	Reviews	Best for
1	Pivot Wealth - Financial Planning	4.8 ★	264	High-income tax & investment strategy	View ›
2	Glass Financial	5.0 ★	109	Mortgage & home loan broking	View ›
3	Montara Wealth - Sydney Financial Advisor	5.0 ★	85	Long-term financial advice	View ›
4	Peak Wealth Management - Financial Advisers	5.0 ★	71	Personal insurance & property investment	View ›
5	Financial Spectrum - Financial Planners Sydney	4.9 ★	66	Independent, fee-based planning	View ›

5 Best Financial Services in Sydney (2026)

Our top picks, reviewed

#1 Overall🕑 Open 5 days/wk↩ Responds to reviews

Pivot Wealth - Financial Planning

4.8264 Google reviews

Pivot Wealth is a Sydney financial planning firm focused on high-income earners, covering investment strategy, tax planning, debt structuring, and property advice. The firm states it has delivered thousands of financial plans and helped clients invest well over a billion dollars combined, positioning itself around structured, evidence-based advice rather than generic guidance. Its advisors work with clients over multi-year engagements rather than one-off consultations.

What people praise

The most-reviewed firm on this page by a wide margin
Advisors praised for spotting risks or opportunities clients hadn't considered
Clients describe a tailored plan rather than a one-size-fits-all approach
Strong reviewer feedback on measurable wealth growth over time

Worth knowing

A small number of reviewers gave lower ratings, though the large majority are five-star
Positioned toward higher-income clients, so it may not suit every budget

Reputation scorecardrank in Sydney

Rating4.8 / 5

Review volume264 · 98th

Confidencehigh

Recency4 weeks ago

Info completenesssite · phone · hours

Rating breakdown92% 5-star

✓ VerifiedSource: Google

Our take: The deepest track record here and a clear specialty in tax and investment strategy for higher earners. A strong default if that's your situation.

Website +61280916881 Directions

Pivot Wealth, Level M/388 George St, Sydney NSW 2000

#2🕑 Open 5 days/wk↩ Responds to reviews

Glass Financial

5.0109 Google reviews

Glass Financial is a Sydney-based mortgage and finance brokerage offering residential, commercial, and business loans, along with a set of online calculators for repayments and borrowing power. The firm positions itself around transparency in lending, working across multiple lenders rather than a single bank. Its brokers handle everything from first-home-buyer loans to more complex commercial finance.

What people praise

Perfect rating with brokers praised for finding creative loan solutions
First-home buyers describe brokers as patient through an overwhelming process
Brokers proactively follow up through settlement, not just at approval
Handles both residential and commercial finance under one brokerage

Worth knowing

One reviewer described a stressful experience with delays on an SMSF loan

Reputation scorecardrank in Sydney

Rating5 / 5

Review volume109 · 93th

Confidencemoderate

Recency4 weeks ago

Info completenesssite · phone · hours

Rating breakdown99% 5-star

✓ VerifiedSource: Google

Our take: The strongest mortgage-specific pick here, particularly for first-home buyers, based on consistently detailed reviewer praise for hand-holding through settlement.

Website +611300245277 Directions

Ste 51 Level 10/88 Pitt St, Sydney NSW 2000

#3🕑 Open 7 days↩ Responds to reviews

Montara Wealth - Sydney Financial Advisor

5.085 Google reviews

Montara Wealth is a Sydney financial advisory firm offering financial planning, superannuation advice, investment services, and financial audits. Its advisors work with clients over multi-year relationships, building strategies around specific family or career circumstances rather than a single transaction. The firm operates seven days a week according to its listed hours, unusual among Sydney advisory firms.

What people praise

Perfect rating across every review on file
Advisors praised for explaining strategy in plain language, not jargon
Working professionals with young families specifically highlight tailored, practical advice
Available on weekends, unlike most advisory firms

Worth knowing

Smaller review base than Pivot Wealth, so the sample size is more limited

Reputation scorecardrank in Sydney

Rating5 / 5

Review volume85 · 88th

Confidencemoderate

Recency2 months ago

Info completenesssite · phone · hours

Rating breakdown99% 5-star

✓ VerifiedSource: Google

Our take: A strong, highly rated alternative to Pivot Wealth, especially for clients who want weekend appointment availability.

Website +61283303733 Directions

309, Ste 1 level 6/315 George St, Sydney NSW 2000

#4🕑 Open 6 days/wk

Peak Wealth Management - Financial Advisers

5.071 Google reviews

Peak Wealth Management is a Sydney financial advisory firm based in Chifley Square, covering personal insurance, property investment strategy, and broader wealth planning. Advisors work through multiple scenarios with clients before recommending a path, according to reviewers, rather than presenting a single option. The firm has built a strong reputation particularly among clients navigating a property purchase alongside insurance needs.

What people praise

Perfect rating across every review on file
Advisors mapped out multiple property and loan-structure scenarios before recommending one
Clients praised for feeling confident, not rushed, into decisions
Handled family relocation and property-sale planning as a combined strategy

Worth knowing

Smallest review base among the names on this page

Reputation scorecardrank in Sydney

Rating5 / 5

Review volume71 · 80th

Confidenceearly

Recency3 months ago

Info completenesssite · phone · hours

Rating breakdown100% 5-star

✓ VerifiedSource: Google

Our take: A strong specialist pick for anyone weighing a property purchase alongside insurance or broader wealth planning, per detailed reviewer accounts.

Website +61290982341 Directions

Level 21/8 Chifley Square, Sydney NSW 2000

#5🕑 Open 5 days/wk↩ Responds to reviews

Financial Spectrum - Financial Planners Sydney

4.966 Google reviews

Financial Spectrum is a Sydney financial planning firm working from Kent Street, offering budget planning, superannuation advice, property planning, and share portfolio management. The firm states it avoids commission-based product sales, instead leveraging a network of specialists including tax accountants for independent advice. Reviewers consistently mention one advisor, Parker Silk, by name across a run of five-star reviews.

What people praise

High rating with reviewers citing independence from commission-based product sales
Advisors praised for prompt, thorough answers and regular check-ins
Provided useful referrals to tax and property specialists as needed
Clients switching from other advisors describe a noticeably better experience

Worth knowing

Smaller review base than the leading names on this page

Reputation scorecardrank in Sydney

Rating4.9 / 5

Review volume66 · 73th

Confidenceearly

Recency4 months ago

Info completenesssite · phone · hours

Rating breakdown97% 5-star

✓ VerifiedSource: Google

Our take: Worth a look for clients who specifically want a fee-based, non-commission model, backed by strong reviewer consistency around one named advisor.

Website +61282380888 Directions

level 17/456 Kent St, Sydney NSW 2000

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How we score

Every number on this page comes from public Google data collected on the date shown, not opinion or payment. Rating is each firm’s live Google star average. Review volume shows how many clients have rated them, measured against others on this page. Confidence weighs rating by that volume, so a rating built on hundreds of reviews carries more weight than one from a few dozen. Recency reflects whether clients are still leaving reviews lately. No firm can pay to change these numbers.

How much do financial services cost in Sydney? (2026)

Costs vary widely by service: mortgage brokers are typically paid by lender commission at no direct cost to you, while financial planners may charge a flat fee, an ongoing percentage, or a mix of both. Ask each firm to explain exactly how they’re paid before you commit.

Serving all of Sydney

These firms operate across central Sydney, from George Street and Pitt Street to Kent Street and Chifley Square, so a search for financial services near me should turn up a real option in the CBD or further out. Most also offer video or phone consultations, so location matters less than which firm specializes in your situation.

What to ask before you choose a financial services firm

Are you a licensed financial adviser, and who’s your regulatory authority?
How are you paid: commission, flat fee, ongoing percentage, or a mix?
Do you specialize in my situation (mortgage, property investment, retirement)?
How often will you review my plan or portfolio after the first meeting?
Can you show me more than one scenario before I decide?
What happens if my circumstances change significantly down the track?

Frequently asked questions

How did you choose these financial services firms?

We started from financial services firms in Sydney with a public Google presence, then ranked by rating, review volume, consistency, and recency. See How we score above.

Are these rankings paid?

No. Rankings come from public Google data. A business can pay to be a Featured Partner, which adds a badge and top placement, but that never changes another business’s score or position.

How often is this updated?

The data carries a verified date (July 2026 on this page). We refresh listings periodically so ratings and review counts stay current.

Should I use a mortgage broker or go directly to a bank?

A broker like Glass Financial compares loans across multiple lenders, which often finds better terms than approaching a single bank directly, usually at no extra cost to you.

What’s the difference between a fee-based and commission-based financial adviser?

A fee-based adviser like Financial Spectrum charges directly for advice rather than earning commission on products sold, which some clients prefer for independence. Ask each firm directly how they’re compensated.

The bottom line

Pivot Wealth is the safe default for higher-income tax and investment strategy given its review depth, while Glass Financial stands out specifically for mortgage broking. Whichever you call, ask exactly how the firm is paid before you commit to any advice or loan.

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