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5 Best Financial Services in Singapore (2026)

Independently ranked by our review of ratings, reviews and reputation · How we chose

Lorian Hartfield
By Lorian Hartfield, Real Estate and Financial Expert · ✓ Data verified July 2026 · 8 min read

Financial services in Singapore range from long-term wealth planning to a same-week personal loan, and picking the wrong one wastes years, not just money. The two busiest names on this page have each logged over a thousand Google reviews, and every firm holds a rating of 4.8 or higher, so the split that matters most is what kind of advice or lending you actually need.

Short answer: Unicorn Financial Solutions leads with a perfect 5.0 across 1,203 reviews, the deepest track record on this page, closely followed by Infinity Financial Advisory at 5.0 across 1,016 reviews. Both cover full wealth and insurance planning. For short-term lending, Credit Trust is a licensed money lender with a perfect rating. Fees and rates vary by service, so ask each firm to itemize them upfront.
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Singapore's Top Financial Services Compared

# Business Rating Reviews Best for
1 Unicorn Financial Solutions Pte Limited 5.0 ★ 1,203 Full-picture wealth & insurance planning View ›
2 Infinity Financial Advisory Pte. Ltd. 5.0 ★ 1,016 Family & Shariah-compliant planning View ›
3 Alpha Wealth Financial Advisers Pte. Ltd. 4.9 ★ 223 Insurance-led planning View ›
4 Global Financial Consultants Pte. Ltd. 4.8 ★ 207 Expats & wealth management View ›
5 Credit Trust 5.0 ★ 137 Licensed short-term loans View ›
5 Best Financial Services in Singapore (2026)

Our top picks, reviewed

Unicorn Financial Solutions Pte Limited logo
#1 Overall🕑 Open 5 days/wk

Unicorn Financial Solutions Pte Limited

5.01,203 Google reviews

Unicorn Financial Solutions is a Singapore financial advisory firm offering insurance, investment, and long-term wealth planning through a team of individual advisors. Reviewers describe a consultative approach that starts with understanding a client's full financial picture, rather than leading with specific products. The firm has built a large base of long-term clients, with some reviewers describing relationships spanning over two decades.

What people praise

  • The most-reviewed firm on this page by a wide margin
  • Advisors described as sincere and non-pushy, taking time to explain products
  • Reviewers highlight advisors flagging when NOT to switch or buy a policy
  • Strong track record across insurance, investment, and retirement planning

Worth knowing

  • A professional advisory fee applies, which some reviewers initially hesitated over before seeing the value
Reputation scorecardrank in Singapore
Rating5 / 5
Review volume1,203 · 97th
Confidencevery high
Recency2 weeks ago
Info completenesssite · phone · hours
Rating breakdown98% 5-star
✓ VerifiedSource: Google

Our take: The deepest track record here, with reviewers describing an approach that looks at the whole financial picture, not just one product. A strong default for anyone starting from scratch on long-term financial planning.

Website+6568873885 Directions

538 Geylang Rd, #02-11 The Arizon, Singapore 389493

Infinity Financial Advisory Pte. Ltd. logo
#2🕑 Open 5 days/wk

Infinity Financial Advisory Pte. Ltd.

5.01,016 Google reviews

Infinity Financial Advisory is a Singapore-based financial consultancy with a large network of advisors covering insurance, investment, and retirement planning. The firm markets itself around global recognition and a large partner network, and reviewers describe advisors following up consistently on claims and policy changes over years. Several reviewers specifically mention Shariah-compliant investment options being available for clients who need them.

What people praise

  • Extremely close second by review volume and tied at a perfect rating
  • Advisors follow through on insurance claims rather than disappearing after the sale
  • Shariah and sukuk fund options available for clients who need them
  • Advisors described as patient and thorough explaining investment choices

Worth knowing

  • Its site offers limited detail on individual advisor credentials, so ask directly
Reputation scorecardrank in Singapore
Rating5 / 5
Review volume1,016 · 91th
Confidencevery high
Recency4 weeks ago
Info completenesssite · phone · hours
Rating breakdown98% 5-star
✓ VerifiedSource: Google

Our take: Essentially tied with Unicorn on both rating and depth of reviews, with a notable edge for clients who need Shariah-compliant options specifically.

Website+6567309813 Directions

10 Eunos Rd 8, #08-02, #14-03, Singapore 408600

Alpha Wealth Financial Advisers Pte. Ltd. logo
#3🕑 Open 5 days/wk

Alpha Wealth Financial Advisers Pte. Ltd.

4.9223 Google reviews

Alpha Wealth Financial Advisers is a Singapore firm covering income protection, hospitalisation, savings and investment, retirement, and legacy planning, along with commercial risk management and employee benefits. It operates from Lorong Chuan and works through a team of individual financial consultants who each build a book of long-term clients. Several reviewers describe working with the same advisor across multiple years and life changes.

What people praise

  • Advisors praised for transparency and putting client interests ahead of the sale
  • Handled a car-accident insurance claim with consistent, proactive updates
  • Reviewers highlight advisors providing regular policy updates without being asked
  • Covers both personal insurance and commercial risk management

Worth knowing

  • Smaller review base than the two largest firms on this page
Reputation scorecardrank in Singapore
Rating4.9 / 5
Review volume223 · 85th
Confidencehigh
Recency9 months ago
Info completenesssite · phone · hours
Rating breakdown98% 5-star
✓ VerifiedSource: Google

Our take: A strong insurance-first option, particularly for clients who want an advisor proactively managing claims, not just selling the initial policy.

Website+6565090225 Directions

151 Lorong Chuan, #05-06A, Singapore 556741

Global Financial Consultants Pte. Ltd. logo
#4🕑 Open 5 days/wk

Global Financial Consultants Pte. Ltd.

4.8207 Google reviews

Global Financial Consultants (GFC) has served expat and local families in Singapore since 1997, offering financial planning, insurance and protection, retirement planning, and education planning. The firm states it has worked with clients from over 50 countries, positioning itself specifically toward Singapore's expat community alongside local clients. Its advisors provide portfolio reviews on a regular cadence, based on reviewer accounts.

What people praise

  • Longest operating history among the names on this page, since 1997
  • Advisors described as thorough and disciplined, providing quarterly portfolio reviews
  • Particularly strong reputation among expat reviewers navigating Singapore for the first time
  • Helped clients reduce debt exposure and manage risk during volatile periods

Worth knowing

  • A handful of reviewers note lower star ratings than the leaders on this page
Reputation scorecardrank in Singapore
Rating4.8 / 5
Review volume207 · 79th
Confidencehigh
Recency2 months ago
Info completenesssite · phone · hours
Rating breakdown92% 5-star
✓ VerifiedSource: Google

Our take: The most established name here for expats specifically, with reviewers pointing to disciplined, ongoing portfolio management rather than a one-time sale.

Website+6565322711 Directions

14 Robinson Road, #10-01 Far East Finance Building, 048545

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How we score

Every number on this page comes from public Google data collected on the date shown, not opinion or payment. Rating is each firm’s live Google star average. Review volume shows how many clients have rated them, measured against others on this page. Confidence weighs rating by that volume, so a 5.0 from over a thousand reviews carries more weight than a 5.0 from a few dozen. Recency reflects whether clients are still leaving reviews lately. No firm can pay to change these numbers.

How much do financial services cost in Singapore? (2026)

Fees vary widely by service type: advisory fees for financial planning differ from commission-based insurance products, and licensed money lenders operate under government-capped interest rates. Ask each firm to break down its fee structure before signing anything.

Serving all of Singapore

These firms operate across Singapore, from Geylang and Eunos to Lorong Chuan, Robinson Road, and Holland Village, so a search for financial services near me should turn up a real option in the CBD or in the eastern or central regions. Most also offer remote consultations by phone or video, so location matters less than which firm fits your specific need.

What to ask before you choose a financial services firm

  • Are you a licensed financial adviser or tied agent, and who regulates you?
  • How are you compensated: fee-based, commission, or both?
  • Can you walk me through your recommendation without leading with a specific product?
  • How often will you review my portfolio or policies after the initial setup?
  • What happens if I need to make a claim or exit an investment early?
  • If this is a loan, what’s the effective interest rate and total repayment amount?

Frequently asked questions

How did you choose these financial services firms?

We started from financial services firms in Singapore with a public Google presence, then ranked by rating, review volume, consistency, and recency. See How we score above.

Are these rankings paid?

No. Rankings come from public Google data. A business can pay to be a Featured Partner, which adds a badge and top placement, but that never changes another business’s score or position.

How often is this updated?

The data carries a verified date (July 2026 on this page). We refresh listings periodically so ratings and review counts stay current.

What’s the difference between a financial adviser and a licensed money lender?

A financial adviser like Unicorn or Infinity helps with insurance, investment, and retirement planning. A licensed money lender like Credit Trust provides short-term loans under government-capped rates. They serve very different needs.

Do I need to be a Singapore citizen to use these services?

No. Several firms above, including Global Financial Consultants, specifically serve expats and permanent residents alongside citizens.

The bottom line

Unicorn Financial Solutions is the safe default for full-picture wealth and insurance planning given its review depth and rating, with Infinity close behind. If you specifically need a short-term legal loan rather than advisory services, Credit Trust is the clear fit. Whoever you call, get the fee structure or interest rate in writing before committing.

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