A wage garnishment notice shows up, or debt collectors won't stop calling, and you need a bankruptcy lawyer in New York who files these cases for a living, not a general practice that dabbles in it. Every firm here sits between 4.9 and 5 stars, and the top-rated name alone has 448 reviews behind it. This isn't legal advice; talk to a licensed attorney about your specific situation.
Short answer: Jacob Silver, Attorney At Law tops this list at a perfect 5.0 across 448 reviews, with reviewers praising a patient, judgment-free approach to Chapter 7 filings. Charles Juntikka & Associates is the most established name here, filing Chapter 7 cases since 1989 with a published $1,440 flat fee. All five firms are confirmed bankruptcy specialists.
#1 Overall🕑 Open 5 days/wk
Jacob Silver, Attorney At Law
5.0★★★★★448 Google reviews
Jacob Silver, Attorney At Law is a Brooklyn bankruptcy attorney handling Chapter 7 filings for individuals facing debt collectors, wage garnishment, and financial distress. Every review in this dataset describes the filing process directly, including one case where student loan complications were resolved alongside the bankruptcy itself.
What people praise
- Clients describe feeling genuinely heard rather than judged during a stressful first consultation
- Responds to emails and calls within hours rather than days
- Secured a no-asset Chapter 7 discharge in under two months for one client
- At least one client returned for a second filing years later, a strong repeat-trust signal
Reputation scorecardrank in New York
Info completenesssite · phone · hours
Rating breakdown100% 5-star
✓ VerifiedSource: Google
Our take: A perfect 5.0 across the largest review base on this list, and every review describes the actual filing process in specific detail. A strong first call for a straightforward Chapter 7.
📍26 Court St #1201, Brooklyn, NY 11242
#2🕑 Open 5 days/wk↩ Responds to reviews
Charles Juntikka & Associates, LLP
4.9★★★★★458 Google reviews
Charles Juntikka & Associates, LLP has practiced bankruptcy law in New York City since 1989 and says on its own site that it has filed more Chapter 7 cases than any other firm in the city, with a published flat fee of $1,440 and no hidden charges.
What people praise
- A publicly cited, specific flat fee for Chapter 7, unusual among the firms on this list
- Clients describe Charles Juntikka answering questions without pushing them toward a particular option
- Has worked with multiple generations of the same family across decades
- Explains the bankruptcy process step by step rather than rushing through paperwork
Reputation scorecardrank in New York
Info completenesssite · phone · hours
Rating breakdown94% 5-star
✓ VerifiedSource: Google
Our take: The most established name on this list by decades of continuous practice, and the only firm here with a public, specific fee you can cite before you even call.
📍247 W 30th St 12th Floor, New York, NY 10001
#3🕑 Open 5 days/wk
The Law Offices of Robert M. Fox
5.0★★★★★236 Google reviews
The Law Offices of Robert M. Fox is a Manhattan firm handling bankruptcy alongside estate planning and real estate law, giving it a broader practice than a bankruptcy-only shop. Robert Fox and his assistant Iris are named together in nearly every review, from the first call through the case's resolution.
What people praise
- Iris, Fox's assistant, is consistently praised for warmth and staying on top of every detail
- Robert Fox personally attends hearings rather than sending a substitute
- Handled a couple's joint bankruptcies smoothly in the same case
- Clients describe every question answered promptly, with no guessing about next steps
Reputation scorecardrank in New York
Info completenesssite · phone · hours
Rating breakdown100% 5-star
✓ VerifiedSource: Google
Our take: A perfect 5.0 with a broader legal practice behind it, useful if your situation also touches an estate or a piece of real estate alongside the bankruptcy filing.
📍630 3rd Ave, New York, NY 10017
#4🕑 Open 5 days/wk↩ Responds to reviews
David I. Pankin, P.C.
5.0★★★★★235 Google reviews
David I. Pankin, P.C. is a Brooklyn bankruptcy and foreclosure attorney that says on its own site it has represented over 15,000 clients across New York. The firm took on at least one case other lawyers had called too complicated, and named team members handle specific parts of the process, from the means test to the Trustee meeting.
What people praise
- Took on a case multiple other firms had declined as too complicated, per one detailed review
- Named team members (Matthew Zimmelman, Robert Reich) walk clients through the means test and Trustee meeting specifically
- Hearings conducted by Zoom, cutting the process down to about 30 minutes for one client
- Clients describe never feeling embarrassed or judged during a difficult financial period
Reputation scorecardrank in New York
Info completenesssite · phone · hours
Rating breakdown98% 5-star
✓ VerifiedSource: Google
Our take: The highest client volume claimed on its own site, and the reviews back up a firm willing to take on genuinely complicated cases other lawyers turned away.
📍48 Willoughby St 2nd floor, Brooklyn, NY 11201
#5🕑 Open 7 days↩ Responds to reviews
J. Singer Law Group, PLLC
4.9★★★★★214 Google reviews
J. Singer Law Group, PLLC is a Financial District firm concentrating in bankruptcy law alongside merchant cash advance defense, a specialty aimed at small businesses struggling with MCA debt rather than individual consumer debt. Jeb Singer is named directly across nearly every review.
What people praise
- Identified an aged debt eligible for discharge that one client hadn't expected, changing their retirement outlook
- Reviewers describe Jeb Singer speaking candidly before any payment is made, unusual among attorneys
- Offered a flexible payment plan to a new mother filing for a fresh start
- Handles merchant cash advance defense as a named specialty beyond standard consumer bankruptcy
Reputation scorecardrank in New York
Info completenesssite · phone · hours
Rating breakdown98% 5-star
✓ VerifiedSource: Google
Our take: The MCA defense specialty sets it apart from the other four, worth a call specifically if a business debt or merchant cash advance is part of what you're dealing with.
📍1 Liberty St 23 floor Suite 2327, New York, NY 10006
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Claim this spot › How we score these
Rating is each firm’s live Google average, and review volume is how many clients actually left one. Confidence weighs the rating against that volume, so a 5.0 from 448 reviews and a 4.7 from 30 aren’t read the same way. Recency checks how current review activity is. No firm can pay to change these numbers; a Featured badge, where used, only ever affects placement, never the score.
What does a bankruptcy filing cost in New York? (2026)
Attorney fees vary by chapter filed and case complexity, and court filing fees apply on top of whatever a firm charges. Charles Juntikka & Associates is the one firm here that publishes a specific flat fee for a standard Chapter 7 filing, which gives a useful real-world anchor. Chapter 11 and Chapter 13 cases are typically quoted separately based on case specifics. Ask any firm for a written fee breakdown before you sign anything.
| Job | Typical price |
|---|
| Chapter 7 bankruptcy filing (flat fee, Charles Juntikka & Associates) | $1,440 |
Published flat-fee pricing from Charles Juntikka & Associates’ own website, verified July 2026. Fees vary by firm, case complexity, and whether you’re filing Chapter 7, 11, or 13.
Bankruptcy attorneys across New York
These five span Manhattan’s Financial District, Midtown, and Brooklyn, from Court Street to West 30th Street, with most offering consultations regardless of which borough you’re filing from. A bankruptcy lawyer near me search in New York should surface a few of these names directly.
What to ask before you hire a bankruptcy lawyer
- Do you regularly file bankruptcy cases, and roughly how many this year?
- Which chapter, 7, 11, or 13, fits my specific financial situation?
- Is your fee a flat rate or billed hourly, and what does it cover exactly?
- What debts can and can’t be discharged in my case?
- How long does the process typically take from filing to discharge?
- Will you personally handle my case, or will it be passed to another attorney at the firm?
Frequently asked questions
Are these rankings paid?
No. Rankings come from public Google data. A business can pay to be a Featured Partner (badge and top placement), but that never changes another business’s score or position.
Are all five of these confirmed bankruptcy specialists?
Yes. Unlike some searches for this specialty, every firm on this page has bankruptcy as a named, primary practice area confirmed by both Google’s categorization and its own site content.
How did you choose these five?
We started from firms categorized for bankruptcy law serving New York and compared them on real Google rating, review volume, and recency.
How often is this updated?
This page reflects data verified in July 2026. Ratings and review counts shift over time, so treat this as a snapshot rather than a live feed.
Is this page legal advice?
No. It’s a comparison of public review data to help you shortlist attorneys to call. Always confirm current fees, availability, and fit with a licensed attorney directly.
The bottom line
For a straightforward Chapter 7 filing, Jacob Silver, Attorney At Law and Charles Juntikka & Associates are the two strongest documented picks, and Juntikka’s published flat fee gives you a concrete starting point. If your situation is more complex, a business debt or a case another firm has turned down, David I. Pankin and J. Singer Law Group are both worth a call.
