Choosing mortgage brokers in Singapore usually comes down to one HDB versus bank loan decision that most buyers only make once or twice in their lives. The brokers on this page have logged over 10,000 Google reviews combined, led by one firm alone with more than 9,000, so the volume of real customer experience here is hard to overstate.
Short answer: Redbrick Mortgage Advisory leads with a 5.0 rating across 9,099 reviews, by far the deepest track record of any broker in Singapore on this page. Mortgage Master and MortgageWise.sg both sit at or near a perfect score too, with hundreds of reviews each. Most brokers here work on a no-cost-to-borrower basis, earning commission from the bank instead of charging clients directly.
#1 Overall🕑 Open 5 days/wk↩ Responds to reviews
Redbrick Mortgage Advisory | Singapore’s Most Trusted Home Loan Advisor & Broker
5.0★★★★★9,099 Google reviews
Redbrick Mortgage Advisory is a Singapore mortgage brokerage based at The Adelphi on Coleman Street, connecting clients with individual mortgage advisors who work through bank loan and HDB loan comparisons. The firm's site frames its core decision point as bank loan versus HDB loan, and its advisors handle everything from first-time purchases to refinancing. With over 9,000 Google reviews, it's the most-reviewed mortgage broker in this comparison by a wide margin.
What people praise
- Reviewers consistently describe individual advisors as patient with first-time buyers
- Praised for breaking down pros and cons of each loan option honestly
- Multiple mentions of fast response times, even on weekends
- Clients say the process felt manageable rather than overwhelming
Reputation scorecardrank in Singapore
Review volume9,099 · 98th
Info completenesssite · phone · hours
Rating breakdown98% 5-star
✓ VerifiedSource: Google
Our take: The review volume here dwarfs everything else on this page, and the 5.0 rating holds up across nearly 9,000 individual reviews naming different advisors, which says more about consistency across the whole team than about any one person.
📍1 Coleman St, #08-11 The Adelphi, Singapore 179803
#2🕑 Open 4 days/wk
Mortgage Master | Mortgage Broker Singapore
5.0★★★★★631 Google reviews
Mortgage Master is a Toa Payoh-based mortgage brokerage helping clients with new home loans, refinancing, and repricing across Singapore's banks. Reviewers name specific advisors like Jackie Zheng and Adam who work directly with clients to compare bank packages side by side rather than pushing a single lender.
What people praise
- Reviewers highlight advisors pushing back on banks for a better deal
- Praised for locking in rates before scheduled hikes
- Clients mention being kept informed at every check-in
- Multiple repeat customers returning for a second property purchase
Reputation scorecardrank in Singapore
Info completenesssite · phone · hours
Rating breakdown97% 5-star
✓ VerifiedSource: Google
Our take: 631 reviews at a perfect 5.0 is a solid, if smaller, base than Redbrick's, and the reviews lean heavily toward refinancing clients specifically.
📍1008 Toa Payoh N, #05-17, Singapore 318996
#3🕑 Open 5 days/wk↩ Responds to reviews
Mortgage Loan Singapore | Mortgage Broker Singapore| Keyquest Mortgage |
4.9★★★★★295 Google reviews
KeyQuest Mortgage is a Lavender Street mortgage brokerage where clients work with named consultants, most often mentioned in pairs, to handle housing loan applications and administration. The firm keeps evening hours until 9pm most weeknights, which shows up in reviews as advisors responding to questions after typical office hours.
What people praise
- Clients repeatedly praise quick replies, including late at night
- Reviewers say misconceptions about loan limits and conditions were clearly explained
- Praised for securing loans before interest rate revisions took effect
- Multiple mentions of the same consultant pair being consistently reliable
Reputation scorecardrank in Singapore
Info completenesssite · phone · hours
Rating breakdown98% 5-star
✓ VerifiedSource: Google
Our take: A 4.9 rating on 295 reviews, with the same consultant names appearing across dozens of them, suggests a small team that has built real repeat trust rather than one standout hire.
📍114 Lavender St., #05-77, Singapore 338729
#4🕑 Open 7 days↩ Responds to reviews
MortgageWise.sg, Home Loan Mortgage Broker in Singapore
4.9★★★★★239 Google reviews
MortgageWise.sg is an Anson Road mortgage brokerage advertising home loan rate comparisons across 10 major Singapore banks. The firm's site emphasizes showing clients rate options across different loan amounts and commitment periods, including their own bank's existing offer, rather than steering them toward one lender.
What people praise
- Reviewers specifically praise the transparency of seeing rates side by side
- Clients say advisors anticipated rate changes and advised applying early
- Praised for being more thorough than competing brokers
- Multiple mentions of fast turnaround during busy periods
Reputation scorecardrank in Singapore
Info completenesssite · phone · hours
Rating breakdown95% 5-star
✓ VerifiedSource: Google
Our take: A 4.9 rating on 239 reviews, and the reviews back up the site's transparency pitch almost word for word, which is a good sign the marketing matches the actual service.
📍10 Anson Rd, #05-01 International Plaza, Singapore 079903
#5🕑 Open 5 days/wk↩ Responds to reviews
Aussie Expat Home Loans
5.0★★★★★198 Google reviews
Aussie Expat Home Loans is a Singapore-based brokerage specializing in Australian home loans for expats living in Singapore, Hong Kong, and Dubai. The team, several of whom are Australian expats themselves, works with foreign income assessment and non-resident lending policy, since how Australian lenders read overseas income can swing loan approval by hundreds of thousands of dollars depending on the lender chosen.
What people praise
- Reviewers highlight the team's own expat experience as genuinely useful
- Praised for patience with complex, non-standard refinancing situations
- Clients mention feeling supported through Zoom calls while based overseas
- Multiple mentions of successfully working through foreign income assessment
Reputation scorecardrank in Singapore
Info completenesssite · phone · hours
Rating breakdown100% 5-star
✓ VerifiedSource: Google
Our take: A perfect 5.0 across 198 reviews, all from a very specific niche: Australians financing property back home while based in Singapore, which makes this one to shortlist mainly if that's your exact situation.
📍287A Outram Rd, level 2, Singapore 169070
6 Your business here
Get listed on this page, in front of local customers already searching for you.
Claim this spot › How we score
Rating is the live Google average for each broker. Review volume tracks how many clients have left feedback, ranked against others on this page. Confidence combines rating with volume, since a handful of five-star reviews carries less weight than thousands. Recency checks how many reviews have come in lately, and completeness checks whether a website, phone number, and hours are on file. No broker can pay to change any of these numbers.
How much does a mortgage broker cost in Singapore? (2026)
Mortgage brokers in Singapore typically don’t charge borrowers directly. Instead, they earn a referral commission from the bank whose loan package the client ends up choosing, which is why the brokers above frame their pitch around finding the lowest rate rather than a service fee. Actual loan costs, meanwhile, depend on the bank, the loan quantum, and whether it’s a fixed or floating package.
Serving all of Singapore
These brokerages are based across the city, from The Adelphi near City Hall to Toa Payoh, Lavender, Anson Road in the CBD, and Outram. Several work primarily by phone, Zoom, or WhatsApp rather than requiring an in-person visit, so searching for a mortgage broker near me from anywhere on the island, whether you’re in Tampines or Jurong, isn’t a barrier to getting a quote.
What to ask before you hire a mortgage broker
- Do you charge a fee, or is your commission paid entirely by the bank?
- How many banks do you compare, and do you include my current bank’s offer?
- What’s the difference in outcome between an HDB loan and a bank loan for my situation?
- How quickly can you get pre-approval before an offer deadline?
- Do you handle refinancing and repricing after the initial loan is set up?
- Can you work with my income if I’m self-employed or earning overseas?
Frequently asked questions
Are these rankings paid?
No. Rankings come from public Google data. A business can pay to be a Featured Partner (badge and top placement), but that never changes another business’s score or position.
How did you choose these brokers?
We pulled real Google ratings and review counts for mortgage brokers across Singapore, then ranked them by a mix of rating, review volume, and recency.
How often is this list updated?
We verified this data in July 2026 and refresh it periodically as new reviews come in.
Is it better to use a mortgage broker or go straight to a bank in Singapore?
A broker can compare packages across multiple banks at once, which the reviews above repeatedly credit for finding lower rates than borrowers found on their own, though going direct works fine if you already know which bank you want.
Do mortgage brokers help with both HDB and private property loans?
Most brokers on this page handle both, though the loan rules, caps, and eligibility differ significantly between HDB loans and bank loans for private property, so it’s worth confirming upfront which one applies to you.
The bottom line
Redbrick’s sheer volume of reviews makes it the safe default for most buyers, especially first-timers weighing HDB versus bank loans. If you’re an Australian expat financing property back home, Aussie Expat Home Loans is worth a direct call instead. Either way, ask upfront how many banks the broker actually compares before you commit.
